715 Windward Ln, Duncan, SC 29334 Property Records

Spartanburg County property record for 715 Windward Ln, Duncan, SC 29334

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,297 sqft · built 2019
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Apr 2026)
Tax Bill	$1,709 (2025)
Deeds & Mortgages	May 2022 Mortgage Apr 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`5-31-00-976.00`

Property Details

APN / Parcel Number

Primary APN	`5-31-00-976.00`
Alternative APN	`185177`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,297 sqft Living Area
Gross Area	2,925 sqft
Upper Floors Area	1,532 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Bi-Level
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	460 sqft
Porch	Porch
Porch Area	48 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	185177
Street Address	715 WINDWARD LN
City	DUNCAN
State	SC
Zip	29334-8105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 204 RAINWATER PH 4 PB 174-200-201
Legal Subdivision	RAINWATER PH 4
Legal Phase	4
Legal Lot Number	204
Jurisdiction	SPARTANBURG SC
Township / Civil Division	FAIRMONT MILLS
Census Block Group	2
Census Block	2000
Census Tract	23406

Owner

Source: Spartanburg County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	715 WINDWARD LN, DUNCAN, SC 29334-8105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 15, 2026	Deed, Transfer · Conventional Mortgage FOUNDERS FEDERAL CREDIT UNION
Jan 18, 2022	Intrafamily Transfer, Transfer
Aug 13, 2019	Limited Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
May 15, 2019	Grant Deed, Transfer NOT AVAILABLE
Sep 13, 2018	Grant Deed, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2026 · Amount on Record
Deed Sale	Apr 15, 2026 · Amount on Record
Prior Sale	Aug 13, 2019 · Amount on Record
Deed Document Number	202616511
Deed Book / Page	157 / F.616
Prior Transfer Date	Dec 11, 2021
Prior Transfer Doc	0000002586
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	715 WINDWARD LN, DUNCAN, SC 29334-8105
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027602
Date	May 25, 2022
Book Page	6390/430
Instrument	2022-27602

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Apr 15, 2026
Property Address	715 WINDWARD LN, DUNCAN, SC 29334-8105
Document Number	0000016511
Book / Page	157 / F.616
Instrument Date	Apr 15, 2026
Instrument	2026.16511
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$84,032.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	715 WINDWARD LN, DUNCAN, SC 29334-8105
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016512,
Date	Apr 15, 2026
Book Page	7203/345
Instrument	2026.16512

Lender

Name	FOUNDERS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 5, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPARTANBURG SC
Recording Date	Jan 18, 2022
Property Address	715 WINDWARD LN, DUNCAN, SC 29334-8105
Document Number	0000002586
Book / Page	135-L / 59
Instrument Date	Dec 11, 2021
Instrument	2022-02586
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 WINDWARD LN, DUNCAN, SC 29334-8105

August 2019: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Aug 13, 2019
Property Address	715 WINDWARD LN, DUNCAN, SC 29334-8105
Document Number	0000037745
Book / Page	124-X / 0444
Map Reference	MB 174 PG 200
Instrument Date	Aug 13, 2019
Instrument	2019-37745
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$875.05
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	715 WINDWARD LN, DUNCAN, SC 29334-8105

Mortgage

Document Number	0000037746
Date	Aug 13, 2019
Book Page	5658/0977
Instrument	2019-37746

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company
Address	CANONSBURG, PA 15317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SPARTANBURG SC
Recording Date	May 15, 2019
Property Address	715 WINDWARD LN, DUNCAN, SC 29334-8105
Document Number	0000022003
Book / Page	00123V / 000666
Instrument Date	May 15, 2019
Instrument	22003
Transaction Type	Transfer
Record Updated	May 24, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$334.78
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	651 BROOKFIELD PKWY #200 GREENVILLE SC 296075892, 200, GREENVILLE, SC 29607-5892
Investor	Possibly a Property Investor

September 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Sep 13, 2018
Property Address	715 WINDWARD LN, DUNCAN, SC 29334-8105
Book / Page	005505 / 000402
Instrument Date	Sep 11, 2018
Instrument	42265
Transaction Type	Mortgage
Record Updated	Apr 12, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	170 CAMELOT DR #C SPARTANBURG SC 293012650, C, SPARTANBURG, SC 29301-2650
Investor	Possibly a Property Investor

Mortgage

Document Number	0000042265
Date	Sep 13, 2018
Book Page	005505/000402
Instrument	42265

Lender

Name	WELLS FARGO BK
Type	Bank
Address	301 S COLLEGE ST # 4TH, CHARLOTTE, NC 28202-6000

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spartanburg County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Unified School District	Spartanburg School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,709.00 (+0.59%)	$10,865 (-) Land $1,715 Building $9,150	$313,600 (-) Land $49,500 Building $264,100
2024	$1,699.00 (-0.23%)
2023	$1,703.00	$10,865 Land $1,715 Building $9,150	$313,600 Land $49,500 Building $264,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJWD MIDDLE TYGER WTP serves 89,531 people · EPA ID SC4220006
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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