707 Windward Ln, Duncan, SC 29334 Property Records

Spartanburg County property record for 707 Windward Ln, Duncan, SC 29334

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,897 sqft · built 2019
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Jan 2023)
Tax Bill	$2,326 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jan 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`5-3100-97400`

Property Details

APN / Parcel Number

Primary APN	`5-3100-97400`
Alternative APN	`185175`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,897 sqft Living Area
Gross Area	3,643 sqft
Upper Floors Area	1,826 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	440 sqft
Porch	Porch
Porch Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	185175
Street Address	707 WINDWARD LN
City	DUNCAN
State	SC
Zip	29334-8105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 202 RAINWATER PH 4 PB 174-200-201
Legal Subdivision	RAINWATER PH 4
Legal Phase	4
Legal Lot Number	202
Jurisdiction	SPARTANBURG SC
Township / Civil Division	FAIRMONT MILLS
Census Block Group	2
Census Block	2000
Census Tract	23406

Owner

Source: Spartanburg County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	707 WINDWARD LN, DUNCAN, SC 29334-8105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Jan 6, 2023	Deed, Transfer · FHA Mortgage MORTGAGE OPTIONS INC
Apr 30, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 15, 2021	Intrafamily Transfer, Transfer
Jun 27, 2019	Limited Warranty Deed, Transfer · FHA Mortgage NVR MORTGAGE FINANCE INC
Apr 1, 2019	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2023 · Amount on Record
Deed Sale	Jan 6, 2023 · Amount on Record
Prior Sale	Mar 15, 2021
Deed Document Number	DEE-2023-640
Deed Book / Page	140H / 781
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	707 WINDWARD LN, DUNCAN, SC 29334-8105
Transaction Type	Mortgage
Record Updated	Mar 11, 2024
Title Company	TIMIOS INC, TIMIOS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 WINDWARD LN, DUNCAN, SC 29334-8105

Mortgage

Document Number	0000007496
Date	Feb 28, 2024
Book Page	6715/930
Instrument	2024-7496

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Feb 1, 2053

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Jan 6, 2023
Property Address	707 WINDWARD LN, DUNCAN, SC 29334-8105
Document Number	0000000640
Book / Page	140-H / 781
Map Reference	MB 174 PG 200
Instrument Date	Jan 6, 2023
Instrument	2023-00640
Transaction Type	Transfer
Record Updated	Jan 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	707 WINDWARD LN, DUNCAN, SC 29334-8105

Mortgage

Document Number	0000000641
Date	Jan 6, 2023
Book Page	6517/609
Instrument	2023-00641

Lender

Name	MORTGAGE OPTIONS INC
Type	Mortgage Company
Address	COLUMBIA, SC 29212

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	707 WINDWARD LN, DUNCAN, SC 29334-8105
Transaction Type	Mortgage
Record Updated	May 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024032
Date	Apr 30, 2021
Book Page	6082/336
Instrument	2021-24032

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPARTANBURG SC
Recording Date	Mar 15, 2021
Property Address	707 WINDWARD LN, DUNCAN, SC 29334-8105
Document Number	0000013757
Book / Page	131-K / 315
Map Reference	MB 174 PG 200
Instrument Date	Feb 18, 2021
Instrument	2021-13757
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 WINDWARD LN, DUNCAN, SC 29334-8105

June 2019: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Jun 27, 2019
Property Address	707 WINDWARD LN, DUNCAN, SC 29334-8105
Document Number	0000029711
Book / Page	124-H / 0949
Map Reference	SH 1&2 MB 174 PG 200
Instrument Date	Jun 27, 2019
Instrument	2019-29711
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,108.15
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	707 WINDWARD LN, DUNCAN, SC 29334-8105

Mortgage

Document Number	0000029712
Date	Jun 27, 2019
Book Page	5634/0586
Instrument	2019-29712

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company
Address	CANONSBURG, PA 15317

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Apr 1, 2019
Property Address	707 WINDWARD LN, DUNCAN, SC 29334-8105
Document Number	0000014534
Book / Page	00123H / 000305
Instrument Date	Mar 29, 2019
Instrument	14534
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$167.39
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	651 BROOKFIELD PKWY #200 GREENVILLE SC 296075892, 200, GREENVILLE, SC 29607-5892
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Spartanburg County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Unified School District	Spartanburg School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,326.00 (-70.79%)	$15,000 (-27.37%) Land $1,980 Building $13,020	$375,000 (-) Land $49,500 Building $325,500
2024	$7,962.00 (+8.74%)
2023	$7,322.00	$20,652 Land $2,726 Building $17,926	$375,000 Land $49,500 Building $325,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJWD MIDDLE TYGER WTP serves 89,531 people · EPA ID SC4220006
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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