728 Windward Ln, Duncan, SC 29334 Property Records

Spartanburg County property record for 728 Windward Ln, Duncan, SC 29334

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,106 sqft · built 2018
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$283,035 (Aug 2018)
Tax Bill	$1,731 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5-3100-88700`

Property Details

APN / Parcel Number

Primary APN	`5-3100-88700`
Alternative APN	`182315`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,106 sqft Living Area
Gross Area	3,951 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.189 acres)
Garage Type	Attached
Garage Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	182315
Street Address	728 WINDWARD LN
City	DUNCAN
State	SC
Zip	29334-8105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 140 RAINWATER PH 3 PB 172-366-367 PB 174-426
Legal Subdivision	RAINWATER PH 3
Legal Phase	3
Legal Lot Number	140
Jurisdiction	SPARTANBURG SC
Township / Civil Division	FAIRMONT MILLS
Census Block Group	2
Census Block	2000
Census Tract	23406

Owner

728 Windward Ln is owned and occupied by an individual who bought it in August 2018.

Source: Spartanburg County records, as of November 24, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	728 WINDWARD LN, DUNCAN, SC 29334-8105
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Jul 9, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jan 19, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Aug 6, 2018	Corporation Deed, Transfer · FHA Mortgage UNITED SECURITY FINANCIAL CORP
May 1, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2018 · Amount on File
Deed Sale	Aug 6, 2018 · Amount on File
Prior Sale	May 1, 2018 · Amount on File
Deed Document Number	2018-35474
Deed Book / Page	120-R / 0669
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	728 WINDWARD LN, DUNCAN, SC 29334-8105
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014833
Date	Apr 3, 2019
Book Page	5591/0775
Instrument	2019-14833

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	728 WINDWARD LN, DUNCAN, SC 29334-8105
Transaction Type	Mortgage
Record Updated	Aug 31, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029311
Date	Jul 9, 2020
Book Page	5850/232
Instrument	2020-29311

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	728 WINDWARD LN, DUNCAN, SC 29334-8105
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 WINDWARD LN, DUNCAN, SC 29334-8105

Mortgage

Document Number	0000002767
Date	Jan 19, 2022
Book Page	6298/652
Instrument	2022-02767

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	343 Months
Due	Aug 1, 2050

August 2018: Corporation Deed, Transfer

Document Type	Corporation Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Aug 6, 2018
Property Address	728 WINDWARD LN, DUNCAN, SC 29334-8105
Document Number	0000035474
Book / Page	120-R / 0669
Map Reference	MB172 PG366
Instrument Date	Jul 26, 2018
Instrument	2018-35474
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,048.95
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	728 WINDWARD LN, DUNCAN, SC 29334-8105

Mortgage

Document Number	0000035475
Date	Aug 6, 2018
Book Page	5486/0262
Instrument	2018-35475

Lender

Name	UNITED SECURITY FINANCIAL CORP
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84121

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2048

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SPARTANBURG SC
Recording Date	May 1, 2018
Property Address	728 WINDWARD LN, DUNCAN, SC 29334-8105
Document Number	0000019138
Book / Page	00119M / 000097
Instrument Date	Apr 25, 2018
Instrument	19138
Transaction Type	Transfer
Record Updated	Jan 12, 2019

Transaction

Amount	Amount on Record
Tax	$160.95
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	651 BROOKFIELD PKWY #200 GREENVILLE SC 296075892, 200, GREENVILLE, SC 29607-5892
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 728 Windward Ln was $1,731, up 0.6% from the year before.

Source: Spartanburg County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Unified School District	Spartanburg School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,731.00 (+0.58%)	$13,023 Land $1,661 Building $11,362	$388,100 Land $49,500 Building $338,600
2024	$1,721.00 (-0.23%)
2023	$1,725.00	$13,023 Land $1,661 Building $11,362	$388,100 Land $49,500 Building $338,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 728 Windward Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 728 Windward Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJWD MIDDLE TYGER WTP serves 89,531 people · EPA ID SC4220006
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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