715 Wheeling Ct, Oakland, MD 21550 Property Records

Garrett County property record for 715 Wheeling Ct, Oakland, MD 21550

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,352 sqft · built 2007
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on File
Last Sale	$149,000 (Apr 2018)
Tax Bill	$2,740 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-021601`

Property Details

APN / Parcel Number

Primary APN	`16-021601`
Alternative APN	`021601`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,352 sqft Total Area
Basement Area	1 sqft
Finished Basement	1 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	27,007 sqft (0.62 acres)
Deck Area	48 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	021601
Street Address	715 WHEELING CT
City	OAKLAND
State	MD
Zip	21550-3301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	27007 SQ FT LOT 8 WHEELING ESTATES SUB
Legal Subdivision	WHEELING ESTATES SUB
Legal Lot Number	8
Jurisdiction	GARRETT MD
Township / Civil Division	16, MOUNTAIN LAKE PARK
Census Block Group	4
Census Block	4015
Census Tract	700

Owner

715 Wheeling Ct is owned and occupied by two individuals who bought it in April 2018.

Source: Garrett County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	715 WHEELING CT, OAKLAND, MD 21550-3301
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 18, 2018	Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2018 · Amount on File
Deed Sale	Apr 18, 2018 · Amount on File
Prior Sale	Feb 21, 2006 · Amount on File
Deed Book / Page	2067 / 446
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Recording Date	Apr 20, 2026
Property Address	715 WHEELING CT, OAKLAND, MD 21550-3301
Document Number	2679000153
Book / Page	2679 / 153
Instrument Date	Apr 13, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 WHEELING CT, OAKLAND, MD 21550-3301

Mortgage

Document Number	2679000153,
Date	Apr 20, 2026
Book Page	2679/153

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.5%
Initial Type	Fixed Rate
Max Rate	-1%

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Apr 18, 2018
Property Address	715 WHEELING CT, MT LAKE PARK, MD 21550-3301
Document Number	0020670446
Book / Page	2067 / 0446
Map Reference	MB3 PG132
Instrument Date	Apr 12, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	DEEP CREEK TITLE GROUP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,362.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	715 WHEELING CT, MT LAKE PARK, MD 21550-3301

Mortgage

Document Number	0002067450
Date	Apr 18, 2018
Instrument	2067/450

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 715 Wheeling Ct was $2,740, up 2.7% from the year before.

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Municipality	Mountain Lake Park Town
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,740.00 (+2.7%)	$184,833 (+4.43%)	$200,500 (+13.28%) Land $21,000 Building $179,500
2025	$2,668.00	$177,000 Land $21,000 Building $156,000	$177,000 Land $21,000 Building $156,000
2023	$2,436.00	$155,000	$177,000 Land $21,000 Building $156,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 715 Wheeling Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 715 Wheeling Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MOUNTAIN LAKE PARK serves 3,000 people · EPA ID MD0110007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Pogozone powered by Neubeam Fixed Wireless	300 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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