707 Wheeling Ct, Oakland, MD 21550 Property Records

Garrett County property record for 707 Wheeling Ct, Oakland, MD 21550

Property Summary

Property Type	Single Family Home
Details	1 ba · 960 sqft · built 2006
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$130,700 (Sep 2006)
Tax Bill	$2,066 (2026)
Deeds & Mortgages	May 2026 Line of Credit May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-021644`

Property Details

APN / Parcel Number

Primary APN	`16-021644`
Alternative APN	`021644`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Deck Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	021644
Street Address	707 WHEELING CT
City	OAKLAND
State	MD
Zip	21550-3301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	12632 SQ FT LOT 11 WHEELING ESTATES SUB
Legal Subdivision	WHEELING ESTATES SUB
Legal Lot Number	11
Jurisdiction	GARRETT MD
Township / Civil Division	16, MOUNTAIN LAKE PARK
Census Block Group	4
Census Block	4015
Census Tract	700

Owner

Source: Garrett County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	707 WHEELING CT, OAKLAND, MD 21550-3301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING
May 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage EMORTGAGE FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2006 · Amount on Record
Deed Sale	Sep 6, 2006 · Amount on Record
Deed Document Number	200661769
Deed Book / Page	1247 / 321
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Recording Date	May 29, 2026
Property Address	707 WHEELING CT, OAKLAND, MD 21550-3301
Document Number	2687000428
Book / Page	2687 / 428
Instrument Date	May 19, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 WHEELING CT, OAKLAND, MD 21550-3301

Mortgage

Document Number	2687000428,
Date	May 29, 2026
Book Page	2687/428

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2056

Interest

Rate	6.23%
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	707 WHEELING CT, OAKLAND, MD 21550-3301
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 WHEELING CT, OAKLAND, MD 21550-3301

Mortgage

Document Number	0024160486
Date	May 18, 2022
Book Page	2416/486

Lender

Name	EMORTGAGE FUNDING LLC
Address	TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 7, 2037

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Municipality	Mountain Lake Park Town
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,066.00 (+0.39%) Homeowner's exemption	$144,400 (+2.63%)	$151,800 (+7.89%) Land $20,400 Building $131,400
2025	$2,058.00 (+5.81%) Homeowner's exemption	$140,700 (+13.68%) Land $20,400 Building $120,300	$140,700 (-) Land $20,400 Building $120,300
2023	$1,945.00	$123,767	$140,700 Land $20,400 Building $120,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MOUNTAIN LAKE PARK serves 3,000 people · EPA ID MD0110007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Pogozone powered by Neubeam Fixed Wireless	300 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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