701 Wheeling Ct, Oakland, MD 21550 Property Records

Garrett County property record for 701 Wheeling Ct, Oakland, MD 21550

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,302 sqft · built 2004
Lot Size	0.36 acres (15,681 sqft)
Owner	Individual Name on Record
Tax Bill	$2,325 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16-021679`

Property Details

APN / Parcel Number

Primary APN	`16-021679`
Alternative APN	`021679`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,302 sqft Total Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Metal
Lot Area	15,681 sqft (0.36 acres)
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	021679
Street Address	701 WHEELING CT
City	OAKLAND
State	MD
Zip	21550-3301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15681 SQ FT LOT 14 WHEELING ESTATES SUB
Legal Subdivision	WHEELING ESTATES SUB
Legal Lot Number	14
Jurisdiction	GARRETT MD
Township / Civil Division	16, MOUNTAIN LAKE PARK
Census Block Group	4
Census Block	4015
Census Tract	700

Owner

Source: Garrett County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	701 WHEELING CT, OAKLAND, MD 21550-3301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2025
Deed Sale	Jan 9, 2025
Prior Sale	Sep 19, 2007 · Amount on Record
Deed Book / Page	2594 / 213
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Recording Date	Jun 29, 2026
Property Address	701 WHEELING CT, OAKLAND, MD 21550-3301
Document Number	2694000343
Book / Page	2694 / 343
Instrument Date	Jun 22, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 WHEELING CT, OAKLAND, MD 21550-3301
Investor	Possibly a Property Investor

Mortgage

Document Number	2694000343,
Date	Jun 29, 2026
Book Page	2694/343

Lender

Name	FIRST UNITED BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.51%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Municipality	Mountain Lake Park Town
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,325.00 (+0.96%)	$156,833 (+2.64%)	$164,900 (+7.92%) Land $20,500 Building $144,400
2025	$2,303.00 (+9.25%)	$152,800 (+13.92%) Land $20,500 Building $132,300	$152,800 (-) Land $20,500 Building $132,300
2023	$2,108.00	$134,133	$152,800 Land $20,500 Building $132,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MOUNTAIN LAKE PARK serves 3,000 people · EPA ID MD0110007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Pogozone powered by Neubeam Fixed Wireless	300 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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