710 W Saddle Ln, Payson, AZ 85541 Property Records

Gila County property record for 710 W Saddle Ln, Payson, AZ 85541 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Architecture StyleRanch
Year BuiltBuilt 1979
Square Footage1,280 sqft Living Area
Lot Size6,098 sqft (0.139 acres)
OccupancyOwner Occupied
Last Sale$140,000 (2017)
Tax Bill$1,282.00 (2025)

Property Details

APN / Parcel Number

Primary APN302-36-263
Alternative APNs
  • R022152
  • 022152

Interior

Full Baths1 Baths
Total Rooms3 Rooms
Building Area1,280 sqft Living Area
1st Floor853 sqft 1st Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1979
Architectural StyleRanch Style
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Roof MaterialAsbestos Roof
Lot Area6,098 sqft (0.139 acres)
Patio Area132 sqft Patio
PorchPorch

Utilities and HVAC

Cooling SystemNone Cooling

Location & Zoning

Account NumberR022152
Street Address710 W SADDLE LN
CityPAYSON
StateAZ
Zip85541-3049
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT: 94 SECTION: 28 TOWNSHIP: 11N RANGE: 10E PAYSON RANCHOS #3 LOT 94; PLAT 348
Legal Range10E
Legal Township11N
Legal Section28
Legal SubdivisionPAYSON RANCHOS
Legal Lot Number94 1002
JurisdictionGILA AZ
Minor Civil DivisionPAYSON
Census Blockgroup2
Census Block2025
Census Tract302

Owner

Source: Gila County records · APN 302-36-263

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address7107 W HOLLY ST, PHOENIX, AZ 85035-3226
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2018Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
BANK OF AMERICA
Jun 19, 2017Warranty Deed, Transfer · Conventional Mortgage
HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 19, 2017 · Amount on Record
Deed SaleJun 19, 2017 · Amount on Record
Prior SaleApr 11, 2007 · Amount on Record
Deed Doc Number2017-005890
Record RefreshedJun 08, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address710 W SADDLE LN, PAYSON, AZ 85541-3049
Document Number0000007663
Instrument DateJul 14, 2018
Transaction TypeMortgage
Record UpdatedSep 04, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address7107 W HOLLY ST PAYSON AZ 85541, PAYSON, AZ 85541

Mortgage

Document Number0000007663
DateJul 19, 2018
Instrument7663
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term180 Months
DueJul 18, 2033

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGILA AZ
Recording DateJun 19, 2017
Property Address710 W SADDLE LN, PAYSON, AZ 85541-3049
Document Number0000005890
Map ReferenceMAP349
Instrument DateMay 30, 2017
Instrument2017-005890
Transaction TypeTransfer
Record UpdatedNov 29, 2021
Title CompanyPIONEER TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address7107 W HOLLY ST, PHOENIX, AZ 85035-3226

Mortgage

Document Number0000005891
DateJun 19, 2017
Instrument2017-005891
Lender
NameHOMEOWNERS FINANCIAL GROUP USA LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2047

Tax Assessment & Valuation

Source: Gila County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateArizona
CountyGila County
MunicipalityPayson Town
Unified School DistrictPayson Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$21,349 (+10.7%) Land $5,135 Building $16,214$213,493 (+10.7%) Land $51,352 Building $162,141
2025$1,282.00 (+7.19%)
2024$19,286 Land $2,969 Building $16,317$192,865 Land $29,691 Building $163,174
2023$1,196.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gila County (04007C), updated October 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 82% of the US · above 73% of Arizona
Wildfire LikelihoodAbout 1 in 259 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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