715 Saddle Dr, Pilot Mountain, NC 27041 Property Records

Surry County property record for 715 Saddle Dr, Pilot Mountain, NC 27041

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,254 sqft · built 1986
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on Record
Last Sale	$226,000 (Sep 2022)
Tax Bill	$2,530 (2026)
Deeds & Mortgages	Jun 2023 Reverse Mortgage Sep 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5966-14-42-5696`

Property Details

APN / Parcel Number

Primary APN	`5966-14-42-5696`
Alternative APNs	`100112389` `100124339`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,254 sqft Living Area
1st Floor Area	1,254 sqft
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	23,522 sqft (0.54 acres)
Garage Area	231 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	207 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100124339
Street Address	715 SADDLE DR
City	PILOT MOUNTAIN
State	NC
Zip	27041-9329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH
Legal Subdivision	TROTTER PLACE
Jurisdiction	SURRY NC
Township / Civil Division	PILOT
Census Block Group	1
Census Block	1034
Census Tract	931200

Owner

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	715 SADDLE DR, PILOT MOUNTAIN, NC 27041-9329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Deed of Trust, Mortgage · Reverse Mortgage SECRETARY OF HOUSING URBAN & DEVELOPMENT
Sep 7, 2022	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 7, 2022	Warranty Deed, Transfer
Dec 3, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2022 · Amount on Record
Deed Sale	Sep 7, 2022 · Amount on Record
Deed Document Number	2022699089
Deed Book / Page	1828 / 490
Prior Transfer Date	Sep 6, 2022
Prior Transfer Doc	001828/487
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	715 SADDLE DR, PILOT MOUNTAIN, NC 27041-9329
Transaction Type	Mortgage
Record Updated	Jun 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001857/721
Date	Jun 6, 2023
Book Page	1857/721
Instrument	706089

Lender

Name	SECRETARY OF HOUSING URBAN & DEVELOPMENT
Type	Government Agency

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jun 1, 2063

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Sep 7, 2022
Property Address	715 SADDLE DR, PILOT MOUNTAIN, NC 27041-9329
Document Number	001828/490
Book / Page	1828 / 490
Instrument Date	Sep 7, 2022
Instrument	699089
Transaction Type	Transfer
Record Updated	Oct 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 SADDLE DR, PILOT MOUNTAIN, NC 27041-9329

Mortgage

Document Number	0000699090
Date	Sep 7, 2022
Instrument	699090

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Sep 7, 2022
Property Address	715 SADDLE DR, PILOT MOUNTAIN, NC 27041-9329
Document Number	001828/487
Book / Page	1828 / 487
Instrument Date	Sep 6, 2022
Instrument	699088
Transaction Type	Transfer
Record Updated	Oct 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 DODSON MILL RD, PILOT MOUNTAIN, NC 27041-9368

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Dec 3, 2018
Property Address	715 SADDLE DR, PILOT MOUNTAIN, NC 27041-9329
Document Number	1653/385
Book / Page	1653 / 385
Instrument Date	Nov 26, 2018
Instrument	659368
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 DODSON MILL RD, PILOT MOUNTAIN, NC 27041-9368

Tax Assessment & Valuation

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Municipality	Pilot Mountain Town
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,530.00 (+3.22%)	$149,910 (-30.17%) Land $18,400 Building $131,510	$149,910 (-30.17%) Land $18,400 Building $131,510
2025	$2,451.00 (+196.37%)	$214,690 (+43.21%) Land $18,400 Building $196,290	$214,690 (+43.21%) Land $18,400 Building $196,290
2023	$827.00	$149,910 Land $18,400 Building $131,510	$149,910 Land $18,400 Building $131,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PILOT MOUNTAIN serves 1,976 people · EPA ID NC0286025
Water Source	Purchased surface water from CITY OF MOUNT AIRY
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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