Surry County property record for 701 Saddle Dr, Pilot Mountain, NC 27041
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,495 sqft · built 1986 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,368 (2026) |
| Deeds & Mortgages | Oct 2026 Mortgage Oct 2021 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5966-14-42-9539 |
| Primary APN | 5966-14-42-9539 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,495 sqft Living Area |
| 1st Floor Area | 1,495 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 16 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 100121474 |
|---|---|
| Street Address | 701 SADDLE DR |
| City | PILOT MOUNTAIN |
| State | NC |
| Zip | 27041-9329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RH |
| Legal Description | 701 LYNCHBURG&SADDLE |
| Legal Subdivision | TROTTER PLACE |
| Jurisdiction | SURRY NC |
| Township / Civil Division | PILOT |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 931200 |
Source: Surry County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 701 SADDLE DR, PILOT MOUNTAIN, NC 27041-9329 |
| Owner Type | Company |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Oct 5, 2026 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 22, 2021 | Warranty Deed, Transfer |
| Jan 11, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance COLTEN MORTGAGE |
| Sep 7, 2018 | Deed of Trust, Mortgage FBC MORTGAGE LLC |
| Sep 7, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 22, 2021 |
| Transfer Doc | 1786/152 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Recording Date | Oct 5, 2026 |
| Property Address | 701 SADDLE DR, PILOT MOUNTAIN, NC 27041-9329 |
| Document Number | 0000737566 |
| Book / Page | 1992 / 437 |
| Instrument Date | Oct 1, 2026 |
| Instrument | 2026737566 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 701 SADDLE DR, PILOT MOUNTAIN, NC 27041-9329 |
| Document Number | 0000737566, |
|---|---|
| Date | Oct 5, 2026 |
| Book Page | 1992/437 |
| Instrument | 2026737566 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SURRY NC |
| Recording Date | Oct 22, 2021 |
| Property Address | 701 SADDLE DR, PILOT MOUNTAIN, NC 27041-9329 |
| Document Number | 1786/152 |
| Book / Page | 1786 / 152 |
| Instrument Date | Oct 22, 2021 |
| Instrument | 689331 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 701 SADDLE DR, PILOT MOUNTAIN, NC 27041-9329 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 701 SADDLE DR, PILOT MOUNTAIN, NC 27041-9329 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 1742/1042 |
|---|---|
| Date | Jan 11, 2021 |
| Book Page | 1742/1042 |
| Instrument | 679847 |
| Name | COLTEN MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 701 SADDLE DR, PILOT MOUNTAIN, NC 27041-9329 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000001644/0000000397 |
|---|---|
| Date | Sep 7, 2018 |
| Book Page | 0000001644/0000000397 |
| Instrument | 000000657241 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 352 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SURRY NC |
| Recording Date | Sep 7, 2018 |
| Property Address | 701 SADDLE DR, PILOT MOUNTAIN, NC 27041-9329 |
| Document Number | 1644/395 |
| Book / Page | 1644 / 395 |
| Instrument Date | Sep 6, 2018 |
| Instrument | 000000657240 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 701 SADDLE DR, PILOT MOUNTAIN, NC 27041-9329 |
Source: Surry County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Surry County |
| Municipality | Pilot Mountain Town |
| Unified School District | Surry County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,368.00 (+3.23%) | $139,690 (-30.37%) Land $16,000 Building $123,690 | $139,690 (-30.37%) Land $16,000 Building $123,690 |
| 2025 | $2,294.00 (+197.54%) | $200,620 (+43.62%) Land $16,000 Building $184,620 | $200,620 (+43.62%) Land $16,000 Building $184,620 |
| 2023 | $771.00 | $139,690 Land $16,000 Building $123,690 | $139,690 Land $16,000 Building $123,690 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PILOT MOUNTAIN serves 1,976 people · EPA ID NC0286025 |
|---|---|
| Water Source | Purchased surface water from CITY OF MOUNT AIRY |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surry Telephone Fiber | 2,500 / 2,500 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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