706 Saddle Dr, Pilot Mountain, NC 27041 Property Records

Surry County property record for 706 Saddle Dr, Pilot Mountain, NC 27041 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,245 sqft · built 1985
Lot Size	0.258 acres (11,282 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Apr 2022)
Tax Bill	$2,309 (2025)
Deeds & Mortgages	May 2017 Line of Credit Jul 2005 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5966-18-42-7492`

Property Details

APN / Parcel Number

Primary APN	`5966-18-42-7492`
Alternative APNs	`100122391` `100122957`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,245 sqft Living Area
Basement Area	1,212 sqft
Unfinished Basement	1,212 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2010
Exterior Material	Brick/Stone
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	11,282 sqft (0.258 acres)
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	20 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100122957
Street Address	706 SADDLE DR
City	PILOT MOUNTAIN
State	NC
Zip	27041-9329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	706 SADDLE DR
Legal Subdivision	TROTTER PLACE
Jurisdiction	SURRY NC
Township / Civil Division	PILOT
Census Block Group	1
Census Block	1034
Census Tract	931200

Owner

Source: Surry County records · APN 5966-18-42-7492

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	706 SADDLE DR, PILOT MOUNTAIN, NC 27041-9329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 04, 2017	Deed of Trust, Mortgage · Line of Credit CAPITAL BANK CORPORATION
Jul 13, 2005	Deed of Trust, Mortgage · Line of Credit SOUTHERN COMMUNITY BANK & TRUST
Sep 29, 2005	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN COMMUNITY BANK & TRUST
Apr 22, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 22, 2022 · Amount on Record
Deed Sale	Apr 22, 2022 · Amount on Record
Deed Document Number	0018101082
Deed Book / Page	1810 / 1082
Record Updated	Jun 08, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	706 SADDLE DR, PILOT MOUNTAIN, NC 27041-9329
Transaction Type	Mortgage
Record Updated	Apr 03, 2026
Title Company	AMERICA TITLE, AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01592/1069
Date	May 04, 2017
Book Page	1592/1069

Lender

Name	CAPITAL BANK CORPORATION
Type	Bank
Address	PILOT MOUNTAIN, NC 27041

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Apr 12, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	706 SADDLE DR, PILOT MOUNTAIN, NC 27041-9329
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01084/0495
Date	Jul 13, 2005
Book Page	1084/0495
Instrument	004102080008

Lender

Name	SOUTHERN COMMUNITY BANK & TRUST
Type	Bank
Address	WINSTON SALEM, NC 27104

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	706 SADDLE DR, PILOT MOUNTAIN, NC 27041-9329
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01097/0905
Date	Sep 29, 2005
Book Page	1097/0905
Instrument	004153420016

Lender

Name	SOUTHERN COMMUNITY BANK & TRUST
Type	Bank
Address	WINSTON SALEM, NC 27104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 01, 2015

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Apr 22, 2022
Property Address	706 SADDLE DR, PILOT MOUNTAIN, NC 27041-9329
Document Number	01810/1082
Book / Page	1810 / 1082
Instrument Date	Apr 21, 2022
Instrument	695015
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 SADDLE DR, PILOT MOUNTAIN, NC 27041-9329

Mortgage

Document Number	0000695016
Date	Apr 22, 2022
Instrument	695016

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

Tax Assessment & Valuation

Source: Surry County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Municipality	Pilot Mountain Town
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,309.00 (+203.82%)	$202,010 (+46.56%) Land $16,000 Building $186,010	$202,010 (+46.56%) Land $16,000 Building $186,010
2023	$760.00	$137,830 Land $16,000 Building $121,830	$137,830 Land $16,000 Building $121,830

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Surry County (37171C), updated January 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 149 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Surry Telephone Membership	Fiber	2,500 / 2,500
Brightspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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