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705 Holden Rd, Frederick, MD 21701 Property Records

Frederick County property record for 705 Holden Rd, Frederick, MD 21701 · Last verified September 2023

Property Summary

Property TypeTownhouse
Details4 ba · 2,180 sqft · built 2015
Lot Size0.036 acres (1,600 sqft)
OwnerIndividual Name on File
Last Sale$430,000 (Aug 2021)
Tax Bill$6,562 (2023)
Deeds & MortgagesAug 2021 Sale & Mortgage
May 2018 Line of Credit
Flood ZoneZone X (moderate risk)
APN02-590755

Property Details

APN / Parcel Number

Primary APN02-590755
Alternative APN
  • 590755

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,180 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,600 sqft (0.036 acres)
Garage TypeBuilt-in
Garage Area460 sqft
Parking Spaces2 Parking Spaces
Deck Area180 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number590755
Street Address705 HOLDEN RD
CityFREDERICK
StateMD
Zip21701-3406
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 6 PLAT 3 SECTION 1,600 SQ FT EASTCHURCH
Legal SubdivisionNICODEMUS PND EASTCHURCH SEC 1
Legal Lot Number6
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1010
Census Tract750804

Owner

Source: Frederick County records · APN 02-590755

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address705 HOLDEN RD, FREDERICK, MD 21701-3406
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2021Deed, Transfer · Conventional Mortgage
LOWER LLC
May 16, 2018Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TRUST CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 24, 2021 · Amount on Record
Deed SaleAug 24, 2021 · Amount on Record
Prior SaleFeb 17, 2016 · Amount on Record
Deed Document Number0015221127
Deed Book / Page15221 / 127
Record UpdatedJun 07, 2026

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateAug 24, 2021
Property Address705 HOLDEN RD, FREDERICK, MD 21701-3406
Document Number0152210127
Book / Page15221 / 127
Map ReferenceMB 94 FO 78
Instrument DateAug 13, 2021
Transaction TypeTransfer
Record UpdatedSep 02, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,075.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address705 HOLDEN RD, FREDERICK, MD 21701-3406

Mortgage

Document Number15221135
DateAug 24, 2021
Instrument15221/135
Lender
NameLOWER LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address705 HOLDEN RD, FREDERICK, MD 21701-3406
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0124170510
DateMay 16, 2018
Book Page12417/0510
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
AddressLEESBURG, VA 20175
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$6,562.00$360,167$432,700 Land $165,000 Building $267,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217508041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 15 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies15 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 329 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Shenandoah Telecommunications Company, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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