724 E Main St, Bradford, PA 16701 Property Records

McKean County property record for 724 E Main St, Bradford, PA 16701

Property Summary

Property Type	Single Family Home
Details	2,204 sqft · built 1920
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Jan 2025)
Tax Bill	$4,000 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Feb 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-704.-121.00`

Property Details

APN / Parcel Number

Primary APN	`06-704.-121.00`
Alternative APN	`005253`

Interior

Building Area	2,204 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	300 ft deep x 30 ft wide

Location & Zoning

Street Address	724 E MAIN ST
City	BRADFORD
State	PA
Zip	16701-3243
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD CONTROL:0071-0496
Jurisdiction	MCKEAN PA
Township / Civil Division	BRADFORD
Census Block Group	2
Census Block	2017
Census Tract	420400

Owner

724 E Main St is owned and occupied by two individuals who bought it in January 2025.

Source: McKean County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	724 E MAIN ST, BRADFORD, PA 16701-3243
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2023	Deed, Transfer · Stand-Alone First Mortgage HAMLIN BANK & TRUST COMPANY
Feb 15, 2017	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 1, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2025 · Amount on File
Deed Sale	Jan 9, 2025 · Amount on File
Prior Sale	Sep 8, 2023 · Amount on File
Deed Document Number	202564
Deed Book / Page	1075 / 1018
Record Updated	Jun 8, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MCKEAN PA
Recording Date	Sep 8, 2023
Property Address	724 E MAIN ST, BRADFORD, PA 16701-3243
Document Number	01042/1178
Book / Page	1042 / 1178
Instrument Date	Sep 1, 2023
Instrument	202303001
Transaction Type	Transfer
Record Updated	Sep 20, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,570.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	724 E MAIN ST, BRADFORD, PA 16701-3243

Mortgage

Document Number	0202303002
Date	Sep 8, 2023
Instrument	202303002

Lender

Name	HAMLIN BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 8, 2043

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCKEAN PA
Property Address	724 E MAIN ST, BRADFORD, PA 16701-3243
Transaction Type	Mortgage
Record Updated	May 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	866/0579
Date	Feb 15, 2017
Book Page	866/0579
Instrument	201700622

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCKEAN PA
Property Address	724 E MAIN ST, BRADFORD, PA 16701-3243
Transaction Type	Mortgage
Record Updated	Feb 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	970/167
Date	Feb 1, 2021
Book Page	970/167
Instrument	202100437

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jan 20, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 724 E Main St was $4,000.

Source: McKean County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
Municipality	Bradford City
County	McKean County
Unified School District	Bradford Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,000.00	$73,260 Land $9,000 Building $64,260
2024	$3,874.00 (-0.23%)	$73,260 (-0.22%) Land $9,000 Building $64,260
2023	$3,883.00	$73,420 Land $9,000 Building $64,420
1998			$73,260 Land $9,000 Building $64,260

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 724 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	7 (1979–2008)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Oct 2008 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 2 claims Pa, Aug 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 724 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRADFORD CITY WATER AUTHORITY serves 18,500 people · EPA ID PA6420014
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2020
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Apr 2025
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: SkyPacket.

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