715 Charles Cir, Belton, MO 64012 Property Records

Cass County property record for 715 Charles Cir, Belton, MO 64012

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,080 sqft · built 2017
Lot Size	0.165 acres (7,187 sqft)
Owner	Individual Name on Record
Last Sale	$326,100 (Apr 2019)
Tax Bill	$11,730 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jan 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-04-18-000-000-071.204`

Property Details

APN / Parcel Number

Primary APN	`04-04-18-000-000-071.204`
Alternative APN	`2396808`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,080 sqft Living Area
Gross Area	3,551 sqft
1st Floor Area	831 sqft
Basement Area	831 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Bi-Level
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	102 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	54 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	2396808
Street Address	715 CHARLES CIR
City	BELTON
State	MO
Zip	64012-2436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRADITIONS 1ST PLAT LOT 126
Legal Subdivision	TRADITIONS 1ST PLAT
Legal Lot Number	126
Jurisdiction	CASS MO
Township / Civil Division	RAYMORE
Census Block Group	3
Census Block	3008
Census Tract	61300

Owner

Source: Cass County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	715 CHARLES CIR, BELTON, MO 64012-2436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Jan 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Apr 2, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Apr 2, 2019	Warranty Deed, Construction Loan STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Apr 11, 2017	Warranty Deed, Construction Loan · Construction Mortgage NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2019 · Amount on Record
Deed Sale	Apr 2, 2019 · Amount on Record
Prior Sale	Apr 2, 2019
Deed Document Number	2019642334
Deed Book / Page	4344 / 140
Prior Transfer Date	Apr 4, 2017
Prior Transfer Doc	4115/078
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	715 CHARLES CIR, BELTON, MO 64012-2436
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 CHARLES CIR, BELTON, MO 64012-2436

Mortgage

Document Number	4705/11
Date	Jun 21, 2021
Book Page	4705/11
Instrument	694078

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	715 CHARLES CIR, BELTON, MO 64012-2436
Transaction Type	Mortgage
Record Updated	Feb 25, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4447/099
Date	Jan 9, 2020
Book Page	4447/099
Instrument	658009

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

April 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Apr 2, 2019
Property Address	715 CHARLES CIR, BELTON, MO 64012-2436
Document Number	4344/140
Book / Page	4344 / 140
Instrument Date	Mar 12, 2019
Instrument	642334
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 12, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 CHARLES CIR, BELTON, MO 64012-2436

Mortgage

Document Number	642335
Date	Apr 2, 2019
Instrument	642335

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

April 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Apr 2, 2019
Property Address	715 CHARLES CIR, BELTON, MO 64012-2436
Document Number	4344/139
Book / Page	4344 / 139
Instrument Date	Feb 19, 2019
Instrument	642333
Transaction Type	Construction Loan
Record Updated	Nov 12, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1174, LEES SUMMIT, MO 64063-8174
Investor	Possibly a Property Investor

April 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Apr 11, 2017
Property Address	715 CHARLES CIR, BELTON, MO 64012-2436
Document Number	4115/078
Book / Page	4115 / 078
Instrument Date	Apr 4, 2017
Instrument	603653
Transaction Type	Construction Loan
Record Updated	Nov 12, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3730 NE TROON DR, LEES SUMMIT, MO 64064-1988

Mortgage

Document Number	603654
Date	Apr 11, 2017
Instrument	603654

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cass County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Municipality	Belton City
Unified School District	Raymore-Peculiar R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,730.00 (+175.03%)	$61,740 (+11.63%) Land $8,350 Building $53,390	$324,950 (+11.62%) Land $43,970 Building $280,980
2024	$4,265.00 (+0.24%)
2023	$4,255.00 (+4,426.6%)	$55,310 (+11.2%) Land $7,590 Building $47,720	$291,130 (+11.2%) Land $39,970 Building $251,160
2022	$94.00	$49,740 Land $7,590 Building $42,150
2021			$261,810 Land $39,970 Building $221,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELTON PWS serves 23,598 people · EPA ID MO1010061
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Charles Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures