708 Charles Cir, Belton, MO 64012 Property Records

Cass County property record for 708 Charles Cir, Belton, MO 64012

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,911 sqft · built 2019
Lot Size	0.193 acres (8,407 sqft)
Owner	2 Individual Names on File
Last Sale	$263,000 (Apr 2019)
Tax Bill	$10,885 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-04-18-000-000-071.201`

Property Details

APN / Parcel Number

Primary APN	`04-04-18-000-000-071.201`
Alternative APN	`2396805`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,911 sqft Living Area
Gross Area	2,797 sqft
1st Floor Area	611 sqft
Basement Area	611 sqft
Finished Basement	345 sqft
Unfinished Basement	266 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Bi-Level
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,407 sqft (0.193 acres)
Lot Dimensions	122 ft deep x 47 ft wide
Garage Type	Attached
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	85 sqft
Deck Area	278 sqft
Patio Area	278 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	2396805
Street Address	708 CHARLES CIR
City	BELTON
State	MO
Zip	64012-2436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRADITIONS 1ST PLAT LOT 123
Legal Subdivision	TRADITIONS 1ST PLAT
Legal Lot Number	123
Jurisdiction	CASS MO
Township / Civil Division	RAYMORE
Census Block Group	3
Census Block	3008
Census Tract	61300

Owner

708 Charles Cir is owned and occupied by two individuals who acquired it in January 2021.

Source: Cass County records, as of November 19, 2025

Owner of Record	2 Individual Names on File
Mailing Address	708 CHARLES CIR, BELTON, MO 64012-2436
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST MORTGAGE SOLUTIONS LLC
May 5, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST MORTGAGE SOLUTIONS LLC
Apr 15, 2019	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 15, 2019	Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Sep 6, 2018	Warranty Deed, Transfer · Line of Credit NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2019 · Amount on File
Deed Sale	Apr 15, 2019 · Amount on File
Prior Sale	Apr 15, 2019
Deed Document Number	2019642935
Deed Book / Page	4348 / 87
Last Transfer Date	Jan 28, 2021
Transfer Doc	0004681/41
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	708 CHARLES CIR, BELTON, MO 64012-2436
Transaction Type	Mortgage
Record Updated	Dec 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 CHARLES CIR, BELTON, MO 64012-2436

Mortgage

Document Number	0004681/42
Date	May 5, 2021
Book Page	4681/42
Instrument	690574

Lender

Name	FIRST MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Feb 1, 2051

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MO
Recording Date	May 5, 2021
Property Address	708 CHARLES CIR, BELTON, MO 64012-2436
Document Number	4681/41
Book / Page	4681 / 41
Instrument Date	Jan 28, 2021
Instrument	690573
Transaction Type	Transfer
Record Updated	May 19, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	708 CHARLES CIR, BELTON, MO 64012-2436

Mortgage

Document Number	4681/42
Date	May 5, 2021
Book Page	4681/42
Instrument	690574

Lender

Name	FIRST MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Feb 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Apr 15, 2019
Property Address	708 CHARLES CIR, BELTON, MO 64012-2436
Document Number	4348/087
Book / Page	4348 / 087
Instrument Date	Mar 18, 2019
Instrument	642935
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 CHARLES CIR, BELTON, MO 64012-2436
Investor	Possibly a Property Investor

Mortgage

Document Number	642936
Date	Apr 15, 2019
Instrument	642936

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Apr 15, 2019
Property Address	708 CHARLES CIR, BELTON, MO 64012-2436
Document Number	4348/086
Book / Page	4348 / 086
Instrument Date	Feb 18, 2019
Instrument	642934
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 SW LUTTRELL RD # 1, 1, BLUE SPRINGS, MO 64015-4967
Investor	Possibly a Property Investor

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Sep 6, 2018
Property Address	708 CHARLES CIR, BELTON, MO 64012-2436
Document Number	4286/121
Book / Page	4286 / 121
Instrument Date	Aug 29, 2018
Instrument	632685
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3730 NE TROON DR, LEES SUMMIT, MO 64064-1988

Mortgage

Document Number	632686
Date	Sep 6, 2018
Instrument	632686

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 708 Charles Cir was $10,885, up 176.5% from the year before.

Source: Cass County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Municipality	Belton City
Unified School District	Raymore-Peculiar R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,885.00 (+176.55%)	$57,290 Land $8,310 Building $48,980	$301,520 Land $43,750 Building $257,770
2024	$3,936.00 (+0.23%)
2023	$3,927.00 (+4,413.79%)	$51,050 (+10.35%) Land $7,560 Building $43,490	$268,650 Land $39,770 Building $228,880
2022	$87.00	$46,260 Land $7,560 Building $38,700
2021			$243,430 Land $39,770 Building $203,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 708 Charles Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 708 Charles Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELTON PWS serves 23,598 people · EPA ID MO1010061
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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