706 Charles Cir, Belton, MO 64012 Property Records

Cass County property record for 706 Charles Cir, Belton, MO 64012

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,634 sqft · built 2017
Lot Size	0.175 acres (7,623 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Apr 2020)
Tax Bill	$8,531 (2025)
Deeds & Mortgages	Apr 2020 Mortgage May 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-04-18-000-000-071.200`

Property Details

APN / Parcel Number

Primary APN	`04-04-18-000-000-071.200`
Alternative APN	`2396804`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,634 sqft Living Area
Gross Area	2,396 sqft
1st Floor Area	1,198 sqft
Basement Area	1,198 sqft
Finished Basement	436 sqft
Unfinished Basement	762 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Split Foyer
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,623 sqft (0.175 acres)
Lot Dimensions	114 ft deep x 47 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	24 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	2396804
Street Address	706 CHARLES CIR
City	BELTON
State	MO
Zip	64012-2436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRADITIONS 1ST PLAT LOT 122
Legal Subdivision	TRADITIONS 1ST PLAT
Legal Lot Number	122
Jurisdiction	CASS MO
Township / Civil Division	RAYMORE
Census Block Group	3
Census Block	3008
Census Tract	61300

Owner

Source: Cass County records, as of November 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	706 CHARLES CIR, BELTON, MO 64012-2436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 21, 2018	Warranty Deed, Construction Loan STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
May 21, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PRIMELENDING
Apr 4, 2017	Warranty Deed, Transfer · Line of Credit COMMERCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2020 · Amount on File
Deed Sale	Apr 21, 2020 · Amount on File
Prior Sale	May 21, 2018 · Amount on File
Deed Document Number	2020663287
Deed Book / Page	4484 / 28
Prior Transfer Date	Mar 29, 2017
Prior Transfer Doc	4112/110
Record Updated	Jun 8, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Apr 21, 2020
Property Address	706 CHARLES CIR, BELTON, MO 64012-2436
Document Number	4484/28
Book / Page	4484 / 28
Instrument Date	Apr 17, 2020
Instrument	663287
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 CHARLES CIR, BELTON, MO 64012-2436

Mortgage

Document Number	448448
Date	Apr 21, 2020
Instrument	4484/48

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

May 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	May 21, 2018
Property Address	706 CHARLES CIR, BELTON, MO 64012-2436
Document Number	4249/045
Book / Page	4249 / 045
Instrument Date	May 10, 2018
Instrument	626506
Transaction Type	Construction Loan
Record Updated	Nov 12, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1174, LEES SUMMIT, MO 64063-8174
Investor	Possibly a Property Investor

May 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	May 21, 2018
Property Address	706 CHARLES CIR, BELTON, MO 64012-2436
Document Number	4249/046
Book / Page	4249 / 046
Instrument Date	May 9, 2018
Instrument	626507
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 12, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 CHARLES CIR, BELTON, MO 64012-2436

Mortgage

Document Number	626508
Date	May 21, 2018
Instrument	626508

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Apr 4, 2017
Property Address	706 CHARLES CIR, BELTON, MO 64012-2436
Document Number	4112/110
Book / Page	4112 / 110
Instrument Date	Mar 29, 2017
Instrument	603153
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3730 NE TROON DR, LEES SUMMIT, MO 64064-1988

Mortgage

Document Number	603154
Date	Apr 4, 2017
Instrument	603154

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

Source: Cass County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Municipality	Belton City
Unified School District	Raymore-Peculiar R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,531.00 (+176.35%)	$44,900 (+12.14%) Land $8,280 Building $36,620	$236,360 (+12.17%) Land $43,600 Building $192,760
2024	$3,087.00 (+0.23%)
2023	$3,080.00 (+4,429.41%)	$40,040 (+10.7%) Land $7,530 Building $32,510	$210,720 (+10.7%) Land $39,640 Building $171,080
2022	$68.00	$36,170 Land $7,530 Building $28,640
2021			$190,360 Land $39,640 Building $150,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELTON PWS serves 23,598 people · EPA ID MO1010061
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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