Monmouth County and Union Beach Borough property record for 715 Central Ave, Union Beach, NJ 07735
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 990 sqft · built 1925 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $335,000 (May 2024) |
| Tax Bill | $6,594 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Oct 2025 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 50-00213-0000-00005 |
| Primary APN | 50-00213-0000-00005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 990 sqft Living Area |
| 1st Floor Area | 990 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Patio Area | 45 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 2284 |
|---|---|
| Street Address | 715 CENTRAL AVE |
| City | UNION BEACH |
| State | NJ |
| Zip | 07735-3105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Block | 213 |
| Legal Lot Number | 5 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | UNION BEACH |
| Census Block Group | 4 |
| Census Block | 4030 |
| Census Tract | 801800 |
Source: Monmouth County and Union Beach Borough records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 715 CENTRAL AVE, UNION BEACH, NJ 07735-3105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Sep 2, 2026 | Deed of Trust, Mortgage · Line of Credit TOWER FEDERAL CREDIT UNION |
| Oct 17, 2025 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 26, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2024 · Amount on Record |
| Deed Sale | May 8, 2024 · Amount on Record |
| Deed Document Number | 202430831 |
| Deed Book / Page | 9687 / 5918 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 2, 2026 |
| Property Address | 715 CENTRAL AVE, UNION BEACH, NJ 07735-3105 |
| Document Number | 0000072280 |
| Book / Page | 9810 / 8738 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 202672280 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 715 CENTRAL AVE, UNION BEACH, NJ 07735-3105 |
| Document Number | 0000072280, |
|---|---|
| Date | Sep 2, 2026 |
| Book Page | 9810/8738 |
| Instrument | 202672280 |
| Name | TOWER FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 25, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 715 CENTRAL AVE, UNION BEACH, NJ 07735-3105 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2025 |
| Title Company | UNKNOWN, TOWNSGATE CLOSING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 715 CENTRAL AVE, UNION BEACH, NJ 07735-3105 |
| Document Number | 0097615383 |
|---|---|
| Date | Oct 17, 2025 |
| Book Page | 9761/5383 |
| Instrument | 2025083331 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jun 26, 2023 |
| Property Address | 715 CENTRAL AVE, UNION BEACH, NJ 07735-3105 |
| Document Number | 0096490500 |
| Book / Page | 9649 / 500 |
| Instrument Date | May 24, 2023 |
| Instrument | 2023042999 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16 RACE ST, NUTLEY, NJ 07110-2628 |
| Name | Verified Name |
|---|---|
| Address | 16 RACE ST, NUTLEY, NJ 07110-2628 |
Source: Monmouth County and Union Beach Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Union Beach Borough |
| Unified School District | Union Beach Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $341,000 (+10.93%) Land $211,300 Building $129,700 | $341,000 (+10.93%) Land $211,300 Building $129,700 | |
| 2025 | $6,594.00 (+15.3%) | $307,400 (+21.45%) Land $183,700 Building $123,700 | $307,400 (+21.45%) Land $183,700 Building $123,700 |
| 2024 | $5,719.00 (+23.02%) | ||
| 2023 | $253,100 (+17.83%) Land $138,900 Building $114,200 | $253,100 (+17.83%) Land $138,900 Building $114,200 | |
| 2022 | $4,649.00 (+23.84%) Senior Citizen's exemption | $214,800 Land $111,100 Building $103,700 | $214,800 Land $111,100 Building $103,700 |
| 2021 | $3,754.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 197 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 197 in force |
| Nearby Flood Claims | 344 (1978–2014) |
| Claims Outside the SFHA | 24 of 344 |
| Most Recent Claim | Nov 2014 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
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