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706 Central Ave, Union Beach (Keyport), NJ 07735 Property Records

Monmouth County and Union Beach Borough property record for 706 Central Ave, Union Beach, NJ 07735

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,002 sqft · built 2012
Lot Size0.115 acres (5,001 sqft)
Owner2 Individual Names on Record
Last Sale$369,900 (Dec 2006)
Tax Bill$11,328 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN50-00187-0000-00003

Property Details

APN / Parcel Number

Primary APN50-00187-0000-00003
Alternative APNs
  • 500018700003
  • 1872

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,002 sqft Living Area
1st Floor Area1,144 sqft
Upper Floors Area1,144 sqft

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialOther
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeBuilt-in
Garage Area286 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Deck Area256 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number1872
Street Address706 CENTRAL AVE
CityUNION BEACH
StateNJ
Zip07735-3106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8
Legal SubdivisionUNION BEACH
Legal Block187
Legal Lot Number3
JurisdictionMONMOUTH NJ
Township / Civil DivisionUNION BEACH
Census Block Group4
Census Block4036
Census Tract801800

Owner

Source: Monmouth County and Union Beach Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address706 CENTRAL AVE, UNION BEACH, NJ 07735-3106
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Dec 30, 2019Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 26, 2006 · Amount on Record
Deed SaleDec 26, 2006 · Amount on Record
Prior SaleDec 2, 2004 · Amount on Record
Deed Book / Page8618 / 8917
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address706 CENTRAL AVE, UNION BEACH, NJ 07735-3106
Transaction TypeMortgage
Record UpdatedMar 3, 2022
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0095780344
DateFeb 11, 2022
Book Page9578/344
Instrument2022017017
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 1, 2037

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address706 CENTRAL AVE, UNION BEACH, NJ 07735-3106
Document Number0000003350
Instrument DateDec 30, 2019
Transaction TypeMortgage
Record UpdatedFeb 4, 2020
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address706 CENTRAL AVE UNION BEACH NJ 077353106, UNION BEACH, NJ 07735-3106

Mortgage

Document Number0000003350
DateJan 9, 2020
Book Page009390/002847
Instrument3350
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 8, 2050

Tax Assessment & Valuation

Source: Monmouth County and Union Beach Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalityUnion Beach Borough
Unified School DistrictUnion Beach Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$568,300 (+7.61%) Land $211,300 Building $357,000$568,300 (+7.61%) Land $211,300 Building $357,000
2025$11,328.00 (+11.87%)$528,100 (+15.79%) Land $183,700 Building $344,400$528,100 (+15.79%) Land $183,700 Building $344,400
2024$10,126.00 (+10.35%)
2023$456,100 Land $138,900 Building $317,200$456,100 Land $138,900 Building $317,200
2022$9,176.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 197 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies197 in force
Nearby Flood Claims344 (1978–2014)
Claims Outside the SFHA24 of 344
Most Recent ClaimNov 2014 · other causes
Claims by Event
  • Hurricane Sandy, Nov 2012 · 205 claims
  • Severe Storms And Flooding, Mar 2010 · 26 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 66 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
AT&T
Fixed Wireless		100 / 20

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