715 186th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 715 186th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,192 sqft · built 1979
Lot Size	0.207 acres (9,001 sqft)
Owner	Individual Name on Record
Last Sale	$164,045 (Dec 2012)
Tax Bill	$4,176 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`222100-0-020`

Property Details

APN / Parcel Number

Primary APN	`222100-0-020`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,192 sqft Living Area
Gross Area	1,698 sqft
1st Floor Area	1,192 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2007
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,001 sqft (0.207 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	715 186TH ST E
City	SPANAWAY
State	WA
Zip	98387-8372
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 33 TOWNSHIP 19 RANGE 03 QUARTER 41 ANN/OVER TERRACE L 2 EASE OF RECORD
Legal Range	03
Legal Township	19
Legal Section	33
Legal Subdivision	ANN/OVER TERRACE
Legal Lot Number	2
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1002
Census Tract	71417

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	715 186TH ST E, SPANAWAY, WA 98387-8372
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Aug 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MTG
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MTG
Oct 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2012 · Amount on Record
Deed Sale	Dec 10, 2012 · Amount on Record
Prior Sale	May 21, 2007 · Amount on Record
Deed Document Number	2012420
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	715 186TH ST E, SPANAWAY, WA 98387-8372
Transaction Type	Mortgage
Record Updated	Feb 22, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002110172
Date	Feb 11, 2022
Instrument	202202110172

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	715 186TH ST E, SPANAWAY, WA 98387-8372
Document Number	2008200528
Instrument Date	Aug 13, 2020
Transaction Type	Mortgage
Record Updated	Sep 11, 2020
Title Company	CW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 186TH ST E SPANAWAY WA 983878372, SPANAWAY, WA 98387-8372

Mortgage

Document Number	2008200528
Date	Aug 20, 2020
Instrument	202008200528

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	715 186TH ST E, SPANAWAY, WA 98387-8372
Document Number	2008070307
Instrument Date	Aug 4, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	CW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 186TH ST E SPANAWAY WA 983878372, SPANAWAY, WA 98387-8372

Mortgage

Document Number	2008070307
Date	Aug 7, 2020
Instrument	202008070307

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	715 186TH ST E, SPANAWAY, WA 98387-8372
Document Number	1910280692
Instrument Date	Oct 17, 2019
Transaction Type	Mortgage
Record Updated	Nov 7, 2019
Title Company	CW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 186TH ST E SPANAWAY WA 983878372, SPANAWAY, WA 98387-8372

Mortgage

Document Number	1910280692
Date	Oct 28, 2019
Instrument	201910280692

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2049

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$366,200 (+6.08%) Land $166,300 Building $199,900	$366,200 (+6.08%) Land $166,300 Building $199,900
2025	$4,176.00 (+2.18%)
2024	$4,087.00 (-2.25%)	$345,200 (-4.14%) Land $177,400 Building $167,800	$345,200 (-4.14%) Land $177,400 Building $167,800
2023	$4,181.00	$360,100 Land $171,300 Building $188,800	$360,100 Land $171,300 Building $188,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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