616 186th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 616 186th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,136 sqft · built 1979
Lot Size	0.22 acres (9,587 sqft)
Owner	Individual Name on Record
Last Sale	$349,000 (Nov 2020)
Tax Bill	$4,270 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2020 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`222100-0-120`

Property Details

APN / Parcel Number

Primary APN	`222100-0-120`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,136 sqft Living Area
Gross Area	1,664 sqft
1st Floor Area	1,136 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,587 sqft (0.22 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	120 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	616 186TH ST E
City	SPANAWAY
State	WA
Zip	98387-8379
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 33 TOWNSHIP 19 RANGE 03 QUARTER 41 ANN/OVER TERRACE L 12 EASE OF RECORD
Legal Range	03
Legal Township	19
Legal Section	33
Legal Subdivision	ANN/OVER TERRACE
Legal Lot Number	12
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1002
Census Tract	71417

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	616 186TH ST E, SPANAWAY, WA 98387-8379
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 3, 2020	Warranty Deed, Transfer · Conventional Mortgage AXIA FINANCIAL LLC
Feb 28, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 29, 2019	Warranty Deed, Subdivision Related Transfer · FHA Mortgage TJC MORTGAGE INC
Sep 10, 2018	Trustee's Deed, Foreclosure · Commercial Mortgage EASTSIDE FUNDING LLC
Sep 10, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2020 · Amount on Record
Deed Sale	Nov 3, 2020 · Amount on Record
Prior Sale	Apr 29, 2019 · Amount on Record
Deed Document Number	2020873
Prior Transfer Date	Aug 17, 2018
Prior Transfer Doc	0000000482
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	616 186TH ST E, SPANAWAY, WA 98387-8379
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011150590
Date	Nov 15, 2021
Instrument	202111150590

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Nov 3, 2020
Property Address	616 186TH ST E, SPANAWAY, WA 98387-8379
Document Number	0011030873
Map Reference	VOL 55 PG 38&39
Instrument Date	Oct 26, 2020
Instrument	202011030873
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,584.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 186TH ST E, SPANAWAY, WA 98387-8379

Mortgage

Document Number	0011030874
Date	Nov 3, 2020
Instrument	202011030874

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Feb 28, 2020
Property Address	616 186TH ST E, SPANAWAY, WA 98387-8379
Document Number	2002280262
Instrument Date	Feb 14, 2020
Instrument	202002280262
Transaction Type	Transfer
Record Updated	Mar 13, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 186TH ST E SPANAWAY WA 983878379, SPANAWAY, WA 98387-8379

April 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Apr 29, 2019
Property Address	616 186TH ST E, SPANAWAY, WA 98387-8379
Document Number	0004290174
Map Reference	VOL 55 PG 38&39
Instrument Date	Apr 18, 2019
Instrument	201904290174
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 17, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,518.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 186TH ST E, SPANAWAY, WA 98387-8379

Mortgage

Document Number	0004290175
Date	Apr 29, 2019
Instrument	201904290175

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

September 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	PIERCE WA
Recording Date	Sep 10, 2018
Property Address	616 186TH ST E, SPANAWAY, WA 98387-8379
Document Number	0009100481
Map Reference	VOL 55 PG 38&39
Instrument Date	Aug 20, 2018
Instrument	201809100481
Transaction Type	Foreclosure
Record Updated	Sep 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3927 LAKE WASHINGTON BLVD NE, KIRKLAND, WA 98033-7812

Mortgage

Document Number	0009100483
Date	Sep 10, 2018
Instrument	201809100483

Lender

Name	EASTSIDE FUNDING LLC
Type	REO / Foreclosure Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Sep 10, 2018
Property Address	616 186TH ST E, SPANAWAY, WA 98387-8379
Document Number	0009100482
Map Reference	VOL 55 PG 38&39
Instrument Date	Aug 17, 2018
Instrument	201809100482
Transaction Type	Transfer
Record Updated	Sep 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3927 LAKE WASHINGTON BLVD NE, KIRKLAND, WA 98033-7812

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$377,700 (+6.66%) Land $169,000 Building $208,700	$377,700 (+6.66%) Land $169,000 Building $208,700
2025	$4,270.00 (+2.2%)
2024	$4,178.00 (-2.41%)	$354,100 (-4.27%) Land $180,200 Building $173,900	$354,100 (-4.27%) Land $180,200 Building $173,900
2023	$4,281.00	$369,900 Land $174,000 Building $195,900	$369,900 Land $174,000 Building $195,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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