Pierce County property record for 703 186th St E, Spanaway, WA 98387 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,056 sqft · built 1979 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $91,900 (Jul 1997) |
| Tax Bill | $3,973 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 222100-0-030 |
| Primary APN | 222100-0-030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| Gross Area | 1,364 sqft |
| 1st Floor Area | 1,056 sqft |
| Laundry Room | Laundry Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,000 sqft (0.207 acres) |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Wood Porch |
|---|---|
| Porch Area | 88 sqft |
| Deck Area | 128 sqft |
| Patio Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 703 186TH ST E |
|---|---|
| City | SPANAWAY |
| State | WA |
| Zip | 98387-8372 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION 33 TOWNSHIP 19 RANGE 03 QUARTER 41 ANN/OVER TERRACE: ANN/OVER TERRACE L 3 EASE OF RECORD SE 33-19-03E |
| Legal Range | 03 |
| Legal Township | 19 |
| Legal Section | 33 |
| Legal Subdivision | ANN/OVER TERRACE |
| Legal Lot Number | 3 |
| Jurisdiction | PIERCE WA |
| Township / Civil Division | TACOMA |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 71417 |
Source: Pierce County records · APN 222100-0-030
Assessment roll updated July 15, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 703 186TH ST E, SPANAWAY, WA 98387-8372 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
| Date | Document |
|---|---|
| Dec 14, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Mar 02, 2020 | Deed of Trust, Mortgage · VA Mortgage FLORIDA CAP BK |
| Dec 19, 2018 | Deed of Trust, Mortgage · VA Mortgage FLORIDA CAP BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 28, 1997 · Amount on Record |
| Deed Sale | Jul 28, 1997 · Amount on Record |
| Deed Document Number | 1997635 |
| Deed Book / Page | 1368 / 2687 |
| Last Transfer Date | May 06, 2003 |
| Transfer Doc | 0000000562 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 703 186TH ST E, SPANAWAY, WA 98387-8372 |
| Document Number | 2012180467 |
| Instrument Date | Dec 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 703 186TH ST E SPANAWAY WA 983878372, SPANAWAY, WA 98387-8372 |
| Document Number | 2012180467 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | 202012180467 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, AE 09054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 17, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 703 186TH ST E, SPANAWAY, WA 98387-8372 |
| Document Number | 2003090400 |
| Instrument Date | Mar 02, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2020 |
| Title Company | THURSTON COUNTY TITLE COMPANY, THURSTON COUNTY TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 703 186TH ST E SPANAWAY WA 983878372, SPANAWAY, WA 98387-8372 |
| Document Number | 2003090400 |
|---|---|
| Date | Mar 09, 2020 |
| Instrument | 202003090400 |
| Name | FLORIDA CAP BK |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 08, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 703 186TH ST E, SPANAWAY, WA 98387-8372 |
| Document Number | 1901030166 |
| Instrument Date | Dec 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 703 186TH ST E SPANAWAY WA 983878372, SPANAWAY, WA 98387-8372 |
| Document Number | 1901030166 |
|---|---|
| Date | Jan 03, 2019 |
| Instrument | 201901030166 |
| Name | FLORIDA CAP BK |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 02, 2049 |
Source: Pierce County records · Assessment roll updated July 15, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Pierce County |
| Unified School District | Bethel School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $346,100 (+4.66%) Land $166,300 Building $179,800 | $346,100 (+4.66%) Land $166,300 Building $179,800 | |
| 2025 | $3,973.00 (+1.79%) | ||
| 2024 | $3,903.00 (-2.01%) | $330,700 (-3.81%) Land $177,400 Building $153,300 | $330,700 (-3.81%) Land $177,400 Building $153,300 |
| 2023 | $3,983.00 | $343,800 Land $171,300 Building $172,500 | $343,800 Land $171,300 Building $172,500 |
Source: FEMA National Flood Hazard Layer, Pierce County (53053C), updated February 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 16% of Washington |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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