Monroe County property record for 7149 Robert Ln, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2017 |
| Square Footage | 2,419 sqft Living Area |
| Lot Size | 189,922 sqft (4.36 acres) |
| Garage | 924 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $418,500 (2017) |
| Primary APN | 07-29-200-003-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 2,419 sqft Living Area |
| 1st Floor | 2,419 sqft 1st Floor |
| Basement Area | 2,419 sqft Basement |
| Unfinished Basement | 2,419 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 189,922 sqft (4.36 acres) |
| Garage Area | 924 sqft Garage |
| Porch | 1 Porch |
| Porch Area | 390 sqft Porch |
| Cooling System | Central Cooling |
|---|
| Street Address | 7149 ROBERT LN |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-4442 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PART E/2 NE/4 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 29 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 22 |
| Census Blockgroup | 3 |
| Census Block | 3005 |
| Census Tract | 600402 |
Source: Monroe County records · APN 07-29-200-003-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7149 ROBERT LN, WATERLOO, IL 62298-4442 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 18, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage MORTGAGE RESEARCH CENTER LLC |
| Dec 13, 2017 | Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage SCOTT CU |
| Nov 20, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Oct 13, 2017 | Loan Modification, Mortgage CITIZENS CMNTY BK |
| Jun 01, 2017 | Deed, Construction Loan · Building or Construction Mortgage ACCENT TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 13, 2017 · Amount on Record |
| Deed Sale | Dec 13, 2017 · Amount on Record |
| Prior Sale | Jun 01, 2017 · Amount on Record |
| Deed Doc Number | 2017393413 |
| Prior Transfer Date | Nov 17, 2017 |
| Prior Transfer Doc | 0000393023 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 7149 ROBERT LN, WATERLOO, IL 62298-4442 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000415027 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 415027 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Dec 13, 2017 |
| Property Address | 7149 ROBERT LN, WATERLOO, IL 62298-4442 |
| Document Number | 0000393413 |
| Instrument Date | Dec 11, 2017 |
| Instrument | 393413 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | ACCENT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $627.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 7149 ROBERT LN WATERLOO IL 622984442, WATERLOO, IL 62298-4442 |
| Document Number | 393414 |
|---|---|
| Date | Dec 13, 2017 |
| Instrument | 393414 |
| Name | SCOTT CU |
|---|---|
| Type | Credit Union |
| Address | EDWARDSVILLE, IL 62025 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 12, 2047 |
| Rate | 3.5% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Nov 20, 2017 |
| Property Address | 7149 ROBERT LN, WATERLOO, IL 62298-4442 |
| Document Number | 0000393023 |
| Instrument Date | Nov 17, 2017 |
| Instrument | 393023 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 10 WATERLOO IL 622980010, WATERLOO, IL 62298-0010 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 7149 ROBERT LN, WATERLOO, IL 62298-4442 |
| Document Number | 0000392493 |
| Instrument Date | Oct 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | CLAYTON MDWS WATERLOO IL 62298, WATERLOO, IL 62298 |
| Investor | Possibly a Property Investor |
| Document Number | 0000392493 |
|---|---|
| Date | Oct 18, 2017 |
| Instrument | 392493 |
| Name | CITIZENS CMNTY BK |
|---|---|
| Type | Bank |
| Address | FREEBURG, IL 62243 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jun 01, 2017 |
| Property Address | 7149 ROBERT LN, WATERLOO, IL 62298-4442 |
| Document Number | 0000390136 |
| Instrument Date | May 30, 2017 |
| Instrument | 390136 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 06, 2021 |
| Title Company | ACCENT TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $101.25 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 10, WATERLOO, IL 62298-0010 |
| Investor | Possibly a Property Investor |
| Document Number | , 390137 |
|---|---|
| Date | Jun 01, 2017 |
| Instrument | 390137 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $181,890 (+3.99%) Land $22,540 Building $159,350 | $545,670 (+3.99%) Land $67,620 Building $478,050 | |
| 2024 | $174,911 (+14.48%) Land $23,804 Building $151,107 | $524,733 (+14.48%) Land $71,412 Building $453,321 | |
| 2022 | Disabled Person's exemption Additional exemption filed | $152,790 Land $22,540 Building $130,250 | $458,370 Land $67,620 Building $390,750 |
7149 Robert Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Monroe County (17133C), updated August 18, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 71st in Illinois |
|---|---|
| Wildfire Likelihood | Low — about 1 in 9,091 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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