Monroe County property record for 7127 Robert Ln, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 6 Baths |
| Year Built | Built 2018 |
| Square Footage | 2,135 sqft Living Area |
| Lot Size | 158,994 sqft (3.65 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $506,500 (2018) |
| Tax Bill | $10,808.00 (2024) |
Source: Monroe County records · APN 07-29-200-006-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7127 ROBERT LN, WATERLOO, IL 62298-4442 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 10, 2018 | Deed of Trust, Mortgage · Line of Credit SCOTT CU |
| Sep 21, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/WATERLOO |
| Jun 06, 2018 | Warranty Deed, Subdivision Related Transfer GUARANTEED RATE |
| Apr 23, 2018 | Trustee's Deed, Construction Loan · Line of Credit FIRST NAT'L BK/WATERLOO |
| Nov 22, 2017 | Deed, Transfer ACCENT TITLE |
| Aug 17, 2017 | Warranty Deed, Transfer · Line of Credit FIRST NAT'L BK/WATERLOO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 06, 2018 · Amount on Record |
| Deed Sale | Jun 06, 2018 · Amount on Record |
| Prior Sale | Nov 22, 2017 · Amount on Record |
| Deed Doc Number | 2018396283 |
| Transfer Doc | 0000393025 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 7127 ROBERT LN, WATERLOO, IL 62298-4442 |
| Document Number | 0000399226 |
| Instrument Date | Dec 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2019 |
| Title Company | ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 7127 ROBERT LN WATERLOO IL 622984442, WATERLOO, IL 62298-4442 |
| Document Number | 0000399226 |
|---|---|
| Date | Dec 18, 2018 |
| Instrument | 399226 |
| Name | SCOTT CU |
|---|---|
| Type | Credit Union |
| Address | EDWARDSVILLE, IL 62025 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 17, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 7127 ROBERT LN, WATERLOO, IL 62298-4442 |
| Document Number | 0000398030 |
| Instrument Date | Sep 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 7171 CLAYTON RD WATERLOO IL 62298, WATERLOO, IL 62298 |
| Document Number | 0000398030 |
|---|---|
| Date | Sep 27, 2018 |
| Instrument | 398030 |
| Name | FIRST NAT'L BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jun 06, 2018 |
| Property Address | 7127 ROBERT LN, WATERLOO, IL 62298-4442 |
| Document Number | 0000396283 |
| Instrument Date | Jun 04, 2018 |
| Instrument | 396283 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 31, 2019 |
| Title Company | ACCENT TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 7127 ROBERT LN WATERLOO IL 62298, WATERLOO, IL 62298 |
| Document Number | 396284 |
|---|---|
| Date | Jun 06, 2018 |
| Instrument | 396284 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 05, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.62% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Apr 23, 2018 |
| Property Address | 7127 ROBERT LN, WATERLOO, IL 62298-4442 |
| Instrument Date | Apr 14, 2018 |
| Instrument | 395437 |
| Transaction Type | Construction Loan |
| Record Updated | May 02, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 7171 CLAYTON RD WATERLOO IL 62298, WATERLOO, IL 62298 |
| Document Number | 0000395437 |
|---|---|
| Date | Apr 23, 2018 |
| Instrument | 395437 |
| Name | FIRST NAT'L BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Nov 22, 2017 |
| Property Address | 7127 ROBERT LN, WATERLOO, IL 62298-4442 |
| Document Number | 0000393082 |
| Instrument Date | Nov 22, 2017 |
| Instrument | 393082 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | ACCENT TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $93.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 10, WATERLOO, IL 62298-0010 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Aug 17, 2017 |
| Property Address | 7127 ROBERT LN, WATERLOO, IL 62298-4442 |
| Document Number | 0000391483 |
| Instrument Date | Aug 14, 2017 |
| Instrument | 391483 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2017 |
| Title Company | ACCENT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $98.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 416 PARK ST WATERLOO IL 622981308, WATERLOO, IL 62298-1308 |
| Document Number | 391484 |
|---|---|
| Date | Aug 17, 2017 |
| Instrument | 391484 |
| Name | FIRST NAT'L BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $198,240 (+3.02%) Land $21,340 Building $176,900 | $594,720 (+3.02%) Land $64,020 Building $530,700 | |
| 2024 | $10,808.00 | $192,421 (+16.52%) Land $22,537 Building $169,884 | $577,263 (+16.52%) Land $67,611 Building $509,652 |
| 2022 | Additional exemption filed | $165,140 Land $21,340 Building $143,800 | $495,420 Land $64,020 Building $431,400 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 07-29-200-006-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Building Area | 2,135 sqft Living Area |
| 1st Floor | 2,135 sqft 1st Floor |
| Basement Area | 2,135 sqft Basement |
| Unfinished Basement | 2,135 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Lot Area | 158,994 sqft (3.65 acres) |
| Garage Area | 1,210 sqft Garage |
| Cooling System | Central Cooling |
|---|
| Street Address | 7127 ROBERT LN |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-4442 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PART E/2 NE/4 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 29 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 22 |
| Census Blockgroup | 3 |
| Census Block | 3005 |
| Census Tract | 600402 |
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