7148 Robert Ln, Waterloo, IL 62298 Property Records

Monroe County property record for 7148 Robert Ln, Waterloo, IL 62298 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	4 Baths
Year Built	Built 2017
Square Footage	2,232 sqft Living Area
Lot Size	203,861 sqft (4.68 acres)
Occupancy	Owner Occupied
Last Sale	$418,500 (2017)
Tax Bill	$9,492.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`07-29-200-004-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Building Area	2,232 sqft Living Area
1st Floor	2,232 sqft 1st Floor
Basement Area	2,232 sqft Basement
Unfinished Basement	2,232 sqft Unfinished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	203,861 sqft (4.68 acres)
Garage Area	1,398 sqft Garage
Patio Area	314 sqft Patio
Porch	1 Porch
Porch Area	391 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling

Location & Zoning

Street Address	7148 ROBERT LN
City	WATERLOO
State	IL
Zip	62298-4441
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PART E/2 NE/4
Legal Range	10W
Legal Township	02S
Legal Section	29
Jurisdiction	MONROE IL
Minor Civil Division	22
Census Blockgroup	3
Census Block	3005
Census Tract	600402

Owner

Source: Monroe County records · APN 07-29-200-004-000

Assessment roll updated August 29, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7148 ROBERT LN, WATERLOO, IL 62298-4441
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage SCOTT CU
May 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
Nov 04, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
Dec 13, 2017	Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage SCOTT CU
Nov 20, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 20, 2017	Deed, Subdivision Related Transfer · Veterans Administration Mortgage FAIRWAY INDEPENDENT MTG CORP
Nov 20, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 30, 2017	Loan Modification, Mortgage CITIZENS CMNTY BK
Mar 30, 2017	Loan Modification, Mortgage

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 13, 2017 · Amount on Record
Deed Sale	Dec 13, 2017 · Amount on Record
Prior Sale	Nov 20, 2017 · Amount on Record
Deed Doc Number	2017393413
Prior Transfer Date	Nov 17, 2017
Prior Transfer Doc	0000393023
Record Refreshed	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	7148 ROBERT LN, WATERLOO, IL 62298-4441
Transaction Type	Mortgage
Record Updated	Jan 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000427404
Date	Dec 27, 2022
Instrument	427404

Lender

Name	SCOTT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 26, 2047

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	7148 ROBERT LN, WATERLOO, IL 62298-4441
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000408218
Date	May 27, 2020
Instrument	408218

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 01, 2040

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	7148 ROBERT LN, WATERLOO, IL 62298-4441
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000412156
Date	Nov 04, 2020
Instrument	412156

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 01, 2035

Interest

Rate Type	Fixed Rate

December 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Dec 13, 2017
Property Address	7148 ROBERT LN, WATERLOO, IL 62298-4441
Document Number	0000393413
Instrument Date	Dec 11, 2017
Instrument	393413
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 03, 2018
Title Company	ACCENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$627.00
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	7149 ROBERT LN WATERLOO IL 622984442, WATERLOO, IL 62298-4442

Mortgage

Document Number	393414
Date	Dec 13, 2017
Instrument	393414

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2047

Interest

Rate	3.5%

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	Nov 20, 2017
Property Address	7148 ROBERT LN, WATERLOO, IL 62298-4441
Document Number	0000393023
Instrument Date	Nov 17, 2017
Instrument	393023
Transaction Type	Transfer
Record Updated	Nov 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Document Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 10 WATERLOO IL 622980010, WATERLOO, IL 62298-0010
Investor	Possibly a Property Investor

November 2017: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MONROE IL
Recording Date	Nov 20, 2017
Property Address	7148 ROBERT LN, WATERLOO, IL 62298-4441
Document Number	0000393028
Instrument Date	Nov 17, 2017
Instrument	393028
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 22, 2022
Title Company	ACCENT TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$613.50
Amount Accuracy	Calculated from Tax
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7148 ROBERT LN, WATERLOO, IL 62298-4441

Mortgage

Document Number	0000393029
Date	Nov 20, 2017
Instrument	393029

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2047

Interest

Rate Type	Fixed Rate

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	Nov 20, 2017
Property Address	7148 ROBERT LN, WATERLOO, IL 62298-4441
Document Number	0000393024
Instrument Date	Nov 17, 2017
Instrument	393024
Transaction Type	Transfer
Record Updated	Nov 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Document Interfamily Transfer Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 10 WATERLOO IL 622980010, WATERLOO, IL 62298-0010
Investor	Possibly a Property Investor

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE IL
Property Address	7148 ROBERT LN, WATERLOO, IL 62298-4441
Document Number	0000390788
Instrument Date	Jun 30, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	CLAYTON MDWS WATERLOO IL 62298, WATERLOO, IL 62298
Investor	Possibly a Property Investor

Mortgage

Document Number	0000390788
Date	Jul 07, 2017
Instrument	390788

Lender

Name	CITIZENS CMNTY BK
Type	Bank
Address	FREEBURG, IL 62243

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jul 06, 2018

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE IL
Property Address	7148 ROBERT LN, WATERLOO, IL 62298-4441
Document Number	0000389262
Instrument Date	Mar 30, 2017
Transaction Type	Mortgage
Record Updated	May 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$178,470 (+3.87%) Land $23,080 Building $155,390	$535,410 (+3.87%) Land $69,240 Building $466,170
2024	$9,492.00	$171,817 (+13.98%) Land $24,375 Building $147,442	$515,451 (+13.98%) Land $73,125 Building $442,326
2022	Additional exemption filed	$150,740 Land $23,080 Building $127,660	$452,220 Land $69,240 Building $382,980

7148 Robert Ln, Waterloo, IL 62298 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2017: Warranty Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2017: Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2017: Loan Modification, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2017: Loan Modification, Mortgage

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

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Nearby Streets

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