Santa Rosa County property record for 7141 Reef St, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,577 sqft · built 2022 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $574,200 (Jun 2022) |
| Tax Bill | $4,935 (2024) |
| Deeds & Mortgages | Jun 2022 Mortgage May 2021 Sale & Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-2S-26-1920-16500-0130 |
| Primary APN | 18-2S-26-1920-16500-0130 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,577 sqft Living Area |
| Gross Area | 3,450 sqft |
| 1st Floor Area | 2,577 sqft |
| Flooring | Wood |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 19,994 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 449 sqft |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7141 REEF ST |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-8780 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HOLLEY BY THE SEA LOT 13 BLK 165 AS DES IN OR 4298 PG 519 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 18 |
| Legal Subdivision | HOLLEY SEA/1ST AMD |
| Legal Block | 165 |
| Legal Lot Number | 13 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 10822 |
7141 Reef St is owned and occupied by two individuals who bought it in June 2022.
Source: Santa Rosa County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7141 REEF ST, NAVARRE, FL 32566-8780 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITYAMERICA CU |
| May 18, 2021 | Warranty Deed, Construction Loan · Construction Mortgage THE FIRST A NATIONAL BANKING ASSN |
| Jun 4, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jun 27, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2022 · Amount on File |
| Deed Sale | Jun 23, 2022 · Amount on File |
| Prior Sale | May 18, 2021 · Amount on File |
| Deed Document Number | 202237418 |
| Deed Book / Page | 4298 / 519 |
| Prior Transfer Date | May 31, 2017 |
| Prior Transfer Doc | 0036361900 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 7141 REEF RD, NAVARRE, FL 32566-8780 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 200 PAGE BACON RD 3101, 3101, MARY ESTHER, FL 32569-1764 |
| Document Number | 0042980521 |
|---|---|
| Date | Jun 23, 2022 |
| Book Page | 4298/521 |
| Instrument | 202237419 |
| Name | COMMUNITYAMERICA CU |
|---|---|
| Type | Credit Union |
| Address | LENEXA, KS 66219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | May 18, 2021 |
| Property Address | 7141 REEF RD, NAVARRE, FL 32566-8780 |
| Document Number | 0041192037 |
| Book / Page | 4119 / 2037 |
| Map Reference | MB B PG 155 |
| Instrument Date | May 14, 2021 |
| Instrument | 202133102 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 16, 2024 |
| Title Company | RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP |
| Amount | Amount on Record |
|---|---|
| Tax | $630.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1740 SEA LARK LN, NAVARRE, FL 32566-7406 |
| Name | Verified Name |
|---|---|
| Address | 2787 MUIRFIELD DR, NAVARRE, FL 32566-8842 |
| Document Number | 0041192038 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 4119/2038 |
| Name | THE FIRST A NATIONAL BANKING ASSN |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 14, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jun 4, 2019 |
| Property Address | 7141 REEF RD, NAVARRE, FL 32566-8780 |
| Document Number | 0038360243 |
| Book / Page | 003836 / 000243 |
| Instrument Date | Mar 6, 2019 |
| Instrument | 23392 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1740 SEA LARK LN NAVARRE FL 325667406, NAVARRE, FL 32566-7406 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jun 27, 2017 |
| Property Address | 7141 REEF RD, NAVARRE, FL 32566-8780 |
| Document Number | 0036361900 |
| Book / Page | 003636 / 001900 |
| Instrument Date | May 31, 2017 |
| Instrument | 25987 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1740 SEA LARK LN NAVARRE FL 325667406, NAVARRE, FL 32566-7406 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $461,693 (+2.11%) Land $75,000 Building $386,693 | $461,693 (+2.11%) Land $75,000 Building $386,693 | |
| 2024 | $4,935.00 (+1.23%) Homeowner's exemption | $452,136 (+2.37%) Land $75,000 Building $377,136 | $452,136 (+2.37%) Land $75,000 Building $377,136 |
| 2023 | $4,875.00 (+400.51%) Homeowner's exemption | $441,653 (+564.14%) Land $71,250 Building $370,403 | $441,653 (+564.14%) Land $71,250 Building $370,403 |
| 2022 | $974.00 | $66,500 | $66,500 Land $66,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 7141 Reef St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 227 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 227 in force |
| Nearby Flood Claims | 5 (2004–2021) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7141 Reef St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures