Santa Rosa County property record for 7126 Reef St, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 3,428 sqft · built 2010 |
| Lot Size | 0.328 acres (14,331 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $477,600 (Nov 2010) |
| Tax Bill | $320 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-2S-27-1922-30500-0150 |
| Primary APN | 02-2S-27-1922-30500-0150 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,428 sqft Heated Area |
| Gross Area | 4,881 sqft |
| 1st Floor Area | 4,246 sqft |
| Flooring | Wood |
| Interior Walls | Custom/Decorative |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 14,331 sqft (0.328 acres) |
| Lot Dimensions | 1,070 ft deep x 1,250 ft wide |
| Garage Area | 818 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 62 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 022S271922305000150 |
|---|---|
| Street Address | 7126 REEF ST |
| City | NAVARRE |
| State | FL |
| Zip | 32566-8779 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HOLLEY BY THE SEA 1ST ADD LOT 15 BLK 305 AS DES IN OR BK 3022 PG 1263 |
| Legal Range | 27W |
| Legal Township | 02S |
| Legal Section | 02 |
| Legal Subdivision | HOLLEY SEA/1ST ADDIT |
| Legal Block | 305 |
| Legal Lot Number | 15 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 10822 |
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 7126 REEF ST, NAVARRE, FL 32566-8779 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2010 · Amount on Record |
| Deed Sale | Nov 30, 2010 · Amount on Record |
| Prior Sale | Feb 18, 2010 · Amount on Record |
| Deed Document Number | 201046304 |
| Deed Book / Page | 3022 / 1263 |
| Record Updated | Jun 8, 2026 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $320.00 (+7.74%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $450,420 (+3%) | $721,469 (-1.26%) Land $99,000 Building $622,469 |
| 2023 | $297.00 (+6.45%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $437,301 (+3%) | $730,711 (+11.63%) Land $96,800 Building $633,911 |
| 2022 | $279.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $424,564 | $654,592 Land $88,000 Building $566,592 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 227 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 227 in force |
| Nearby Flood Claims | 5 (2004–2021) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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