Santa Rosa County property record for 7129 Reef St, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,478 sqft · built 2013 |
| Lot Size | 0.412 acres (17,990 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,608 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-2S-26-1920-16500-0110 |
| Primary APN | 18-2S-26-1920-16500-0110 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,478 sqft Heated Area |
| Gross Area | 5,001 sqft |
| 1st Floor Area | 4,477 sqft |
| Upper Floors Area | 412 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2013 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 17,990 sqft (0.412 acres) |
| Lot Dimensions | 2,000 ft deep x 900 ft wide |
| Garage Area | 999 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Finished/Screened Porch |
| Porch Area | 349 sqft |
| Patio Area | 143 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 182S261920165000110 |
|---|---|
| Street Address | 7129 REEF ST |
| City | NAVARRE |
| State | FL |
| Zip | 32566-8780 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | (*NEW DESC FOR 2014 ROLL:) HOLLEY BY THE SEA LOT 11 BLK 165 AS DES IN OR 3242 PG 646 LOT 11 BLK 165 LESS TH W 10 FT AS DES IN |
| Legal Range | 26W |
| Legal Township | 02S |
| Legal Section | 18 |
| Legal Subdivision | BY THE SEA |
| Legal Block | 165 |
| Legal Lot Number | 11 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 10822 |
7129 Reef St is owned and occupied by two individuals who acquired it in September 2013.
Source: Santa Rosa County records, as of October 27, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7129 REEF ST, NAVARRE, FL 32566-8780 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2013 |
| Deed Sale | Sep 25, 2013 |
| Prior Sale | Oct 9, 2012 · Amount on File |
| Deed Document Number | 0033051631 |
| Deed Book / Page | 3242 / 0646 |
| Prior Transfer Date | Apr 30, 2013 |
| Prior Transfer Doc | 201322952 |
| Record Updated | Jun 8, 2026 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $4,608.00 (+2.01%) Homeowner's exemption | $415,298 (+3%) | $591,971 (+1.42%) Land $75,000 Building $516,971 |
| 2023 | $4,517.00 (+2.52%) Homeowner's exemption | $403,202 (+3%) | $583,655 (+5.37%) Land $71,250 Building $512,405 |
| 2022 | $4,406.00 Homeowner's exemption | $391,458 | $553,890 Land $66,500 Building $487,390 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7129 Reef St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 227 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 227 in force |
| Nearby Flood Claims | 5 (2004–2021) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7129 Reef St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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