714 Prospect Ave, Pine Beach, NJ 08741 Property Records

Ocean County and Pine Beach Borough property record for 714 Prospect Ave, Pine Beach, NJ 08741

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,452 sqft · built 1985
Lot Size	0.144 acres (6,251 sqft)
Owner	Individual Name on Record
Last Sale	$257,500 (Jan 2019)
Tax Bill	$6,331 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-00026-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`23-00026-0000-00012`
Alternative APN	`230002600012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,452 sqft Living Area
1st Floor Area	1,452 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Hip
Roof Material	Asbestos
Lot Area	6,251 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	714 PROSPECT AVE
City	PINE BEACH
State	NJ
Zip	08741-1230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	50X125 L14
Legal Subdivision	PINE BEACH
Legal Block	26
Legal Lot Number	12
Jurisdiction	OCEAN NJ
Township / Civil Division	PINE BEACH
Census Block Group	1
Census Block	1031
Census Tract	730000

Owner

Source: Ocean County and Pine Beach Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	714 PROSPECT AVE, PINE BEACH, NJ 08741-1230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 22, 2019	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2019 · Amount on Record
Deed Sale	Jan 22, 2019 · Amount on Record
Prior Sale	Jun 21, 2000 · Amount on Record
Deed Document Number	20196396
Deed Book / Page	17363 / 588
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	714 PROSPECT AVE, PINE BEACH, NJ 08741-1230
Transaction Type	Mortgage
Record Updated	Nov 13, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0195260749
Date	Nov 1, 2023
Book Page	19526/749
Instrument	2023082221

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2043

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	714 PROSPECT AVE, PINE BEACH, NJ 08741-1230
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0179940380
Date	Aug 4, 2020
Book Page	17994/380
Instrument	2020082834

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2035

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCEAN NJ
Recording Date	Jan 22, 2019
Property Address	714 PROSPECT AVE, PINE BEACH, NJ 08741-1230
Document Number	0173630588
Book / Page	017363 / 000588
Instrument Date	Jan 16, 2019
Instrument	6396
Transaction Type	Transfer
Record Updated	Feb 7, 2019
Title Company	COUNSELLORS TITLE AGENCY INC, COUNSELLORS TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$257.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	714 PROSPECT AVE PINE BEACH NJ 087411230, PINE BEACH, NJ 08741-1230

Mortgage

Document Number	173630594
Date	Jan 22, 2019
Book Page	017363/000594
Instrument	6397

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, ME 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2049

Tax Assessment & Valuation

Source: Ocean County and Pine Beach Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Pine Beach Borough
Unified School District	Toms River Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$312,200 (-) Land $125,000 Building $187,200	$312,200 (-) Land $125,000 Building $187,200
2025	$6,331.00 (+8.44%)	$312,200 (-) Land $125,000 Building $187,200	$312,200 (-) Land $125,000 Building $187,200
2024	$5,838.00 (+23.11%)
2023		$312,200 Land $125,000 Building $187,200	$312,200 Land $125,000 Building $187,200
2022	$4,742.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	8 (1978–2012)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINE BEACH WATER DEPT serves 2,140 people · EPA ID NJ1522001
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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