Ocean County and Pine Beach Borough property record for 635 Prospect Ave, Pine Beach, NJ 08741 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,963 sqft · built 1910 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $348,000 (Mar 2016) |
| Tax Bill | $10,499 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Apr 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-00033-0000-00027 |
| Primary APN | 23-00033-0000-00027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,963 sqft Living Area |
| Gross Area | 3,923 sqft |
| 1st Floor Area | 2,963 sqft |
| Basement Area | 960 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asbestos |
| Lot Area | 12,502 sqft (0.287 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Garage Type | Attached |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 635 PROSPECT AVE |
|---|---|
| City | PINE BEACH |
| State | NJ |
| Zip | 08741-1227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 100X125 L29,31,33 |
| Legal Subdivision | INCL |
| Legal Block | 33 |
| Legal Lot Number | 27 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | PINE BEACH |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 730000 |
Source: Ocean County and Pine Beach Borough records · APN 23-00033-0000-00027
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 635 PROSPECT AVE, PINE BEACH, NJ 08741-1227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 04, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 10, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Oct 08, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Mar 02, 2022 | Deed of Trust, Mortgage · FHA Mortgage ADVISORS MORTGAGE GROUP LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 30, 2016 · Amount on Record |
| Deed Sale | Mar 30, 2016 · Amount on Record |
| Prior Sale | Jan 23, 1995 · Amount on Record |
| Deed Document Number | 201629611 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 635 PROSPECT AVE, PINE BEACH, NJ 08741-1227 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 635 PROSPECT AVE, PINE BEACH, NJ 08741-1227 |
| Document Number | 0201221637 |
|---|---|
| Date | Sep 04, 2025 |
| Book Page | 20122/1637 |
| Instrument | 2025069279 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 318 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 635 PROSPECT AVE, PINE BEACH, NJ 08741-1227 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2023 |
| Title Company | TITLE365 - OMAHA, TITLE365 OMAHA |
| Name | Verified Name |
|---|
| Document Number | 0193470841 |
|---|---|
| Date | Apr 10, 2023 |
| Book Page | 19347/841 |
| Instrument | 2023026554 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 13, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 635 PROSPECT AVE, PINE BEACH, NJ 08741-1227 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | SINGLESOURCE PROP SLN LLC |
| Name | Verified Name |
|---|
| Document Number | 0180941079 |
|---|---|
| Date | Oct 08, 2020 |
| Book Page | 18094/1079 |
| Instrument | 2020115093 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 635 PROSPECT AVE, PINE BEACH, NJ 08741-1227 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | SURREY TITLE COMPANY, SURETY TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0189300803 |
|---|---|
| Date | Mar 02, 2022 |
| Book Page | 18930/803 |
| Instrument | 2022026302 |
| Name | ADVISORS MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | ASBURY PARK, NJ 07712 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2052 |
Source: Ocean County and Pine Beach Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| Municipality | Pine Beach Borough |
| Unified School District | Toms River Regional School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $517,700 (-) Land $150,000 Building $367,700 | $517,700 (-) Land $150,000 Building $367,700 | |
| 2025 | $10,499.00 (+8.46%) | $517,700 (-) Land $150,000 Building $367,700 | $517,700 (-) Land $150,000 Building $367,700 |
| 2024 | $9,680.00 (+8.23%) | ||
| 2023 | $517,700 Land $150,000 Building $367,700 | $517,700 Land $150,000 Building $367,700 | |
| 2022 | $8,944.00 |
Source: FEMA National Flood Hazard Layer, Ocean County (34029C), updated March 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340297300001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 15 individual NFIP policies nearby |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 8 (1978–2012) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Oct 2012, rainfall accumulation, Hurricane Sandy |
| Claims By Storm |
|
| Wildfire Risk | Low above 32% of the US · above 51% of New Jersey |
|---|---|
| Wildfire Likelihood | About 1 in 5,556 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 487 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 2,300 / 2,300 |
| Xfinity | Cable | 2,000 / 250 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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