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637 Prospect Ave, Pine Beach, NJ 08741 Property Records

Ocean County and Pine Beach Borough property record for 637 Prospect Ave, Pine Beach, NJ 08741

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,044 sqft · built 1910
Lot Size0.144 acres (6,251 sqft)
OwnerIndividual Name on Record
Last Sale$390,000 (Jun 2023)
Tax Bill$6,530 (2025)
Deeds & MortgagesJun 2023 Sale & Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN23-00033-0000-00035

Property Details

APN / Parcel Number

Primary APN23-00033-0000-00035
Alternative APN
  • 230003300035

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,044 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleColonial
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area6,251 sqft (0.144 acres)
Lot Dimensions125 ft deep x 50 ft wide
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address637 PROSPECT AVE
CityPINE BEACH
StateNJ
Zip08741-1227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR75
Legal Description50X125 L37
Legal SubdivisionPINE BEACH BOROUGH
Legal Block33
Legal Lot Number35
JurisdictionOCEAN NJ
Township / Civil DivisionPINE BEACH
Census Block Group1
Census Block1041
Census Tract730000

Owner

Source: Ocean County and Pine Beach Borough records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address637 PROSPECT AVE, PINE BEACH, NJ 08741-1227
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2023 · Amount on Record
Deed SaleJun 1, 2023 · Amount on Record
Prior SaleMay 19, 2004 · Amount on Record
Deed Document Number202341175
Deed Book / Page19394 / 1321
Record UpdatedSep 20, 2026

June 2023: Deed, Transfer

Document TypeDeed
JurisdictionOCEAN NJ
Recording DateJun 1, 2023
Property Address637 PROSPECT AVE, PINE BEACH, NJ 08741-1227
Document Number0193941321
Book / Page19394 / 1321
Instrument DateMay 23, 2023
Instrument2023041175
Transaction TypeTransfer
Record UpdatedJun 15, 2023
Title CompanySIMPLICITY TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,119.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address424 ROUTE 94, RIDGEFIELD PARK, NJ 07660

Transferred To (Grantee/Buyer)

NameVerified Name
Address637 PROSPECT AVE, PINE BEACH, NJ 08741-1227

Mortgage

Document Number2023041176
DateJun 1, 2023
Instrument2023041176
Lender
NameNATIONWIDE EQUITIES CORP
TypeMortgage Company
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate7.46%
AdjustableAdjustable Rate Rider
Type Change DateMay 1, 2023
Change FrequencyMonthly
Index1-Year T-Bill
Max Rate12.4%

Tax Assessment & Valuation

Source: Ocean County and Pine Beach Borough assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
MunicipalityPine Beach Borough
Unified School DistrictToms River Regional School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$322,000 (-) Land $125,000 Building $197,000$322,000 (-) Land $125,000 Building $197,000
2025$6,530.00 (+8.45%)$322,000 (-) Land $125,000 Building $197,000$322,000 (-) Land $125,000 Building $197,000
2024$6,021.00 (+19.54%)
2023$322,000 Land $125,000 Building $197,000$322,000 Land $125,000 Building $197,000
2022$5,037.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims8 (1978–2012)
Claims Outside the SFHA3 of 8
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINE BEACH WATER DEPT
serves 2,140 people · EPA ID NJ1522001
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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