708 Main St, Destin, FL 32541 Property Records

Okaloosa County property record for 708 Main St, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,449 sqft · built 1983
Lot Size0.238 acres (10,382 sqft)
Owner2 Individual Names on File
Last Sale$150,000 (Apr 2004)
Tax Bill$1,326 (2025)
Flood ZoneZone X (minimal risk)
APNC56-000-590-4879-3

Property Details

APN / Parcel Number

Primary APNC56-000-590-4879-3
Alternative APNs
  • 00-2S-22-4510-000E-0050
  • 22S2004510000E0050

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,449 sqft Living Area
Gross Area1,488 sqft
1st Floor Area1,449 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area10,382 sqft (0.238 acres)
Lot Width80 ft Width
PorchFinished/Open Porch
Porch Area347 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address708 MAIN ST
CityDESTIN
StateFL
Zip32541-1817
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKESIDE VILLAGE LOT 5 BLK E
Legal SubdivisionLAKESIDE VILLAGE
Legal BlockE
Legal Lot Number5
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1002
Census Tract23305

Owner

708 Main St is owned and occupied by two individuals who bought it in April 2004.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address708 MAIN ST, DESTIN, FL 32541-1817
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 22, 2004 · Amount on File
Deed SaleApr 22, 2004 · Amount on File
Deed Document Number20042114807
Deed Book / Page2525 / 1419
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 708 Main St was $1,326 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,326.00 Homeowner's exemption$151,079$317,582 Land $114,387 Building $203,195
2023$1,242.00 (+3.16%) Homeowner's exemption$142,545 (+3%)$308,342 (+7.67%) Land $103,789 Building $204,553
2022$1,204.00 Homeowner's exemption$138,393$286,386 Land $94,354 Building $192,032

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 708 Main St in Zone X, an area of minimal flood risk, though there have been 65 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 156 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies258 units insured
incl. 102 condo units
Nearby Flood Claims65 (1991–2021)
Claims Outside the SFHA43 of 65
Most Recent ClaimJun 2021 · other causes
Claims by Event
  • Hurricane Frances, Sep 2004 · 10 claims
  • Hurricane Georges, Sep 1998 · 10 claims
  • Hurricane Opal, Oct 1995 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 708 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Main St

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