St. Joseph County property record for 714 E 3rd St, Mishawaka, IN 46544
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,798 sqft · built 1890 |
| Lot Size | 0.112 acres (4,884 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Sep 2025) |
| Tax Bill | $1,450 (2024) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Jun 2015 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 71-09-15-177-023.000-023 |
| Primary APN | 71-09-15-177-023.000-023 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,798 sqft Living Area |
| Attic Area | 821 sqft |
| Basement Area | 821 sqft |
| Year Built | Built 1890 |
|---|---|
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 4,884 sqft (0.112 acres) |
| Lot Dimensions | 132 ft deep x 37 ft wide |
| Heating System | Central |
|---|---|
| Sewer | Connected |
| Account Number | 01610271117 |
|---|---|
| Street Address | 714 E 3RD ST |
| City | MISHAWAKA |
| State | IN |
| Zip | 46544-2239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 1/2 LOT 4 ANDERSON DUNBAR DIXON SUB OF LOT 41 B POPPENDICKS 2ND & 3' E SIDE LOT 5 |
| Legal Subdivision | ANDERSON DUNBAR DIXON SUB |
| Legal Lot Number | 4,41,5 |
| Jurisdiction | ST JOSEPH IN |
| Township / Civil Division | PENN |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 10300 |
Source: St. Joseph County records · APN 71-09-15-177-023.000-023
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 714 E 3RD ST, MISHAWAKA, IN 46544-2239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2025 | Warranty Deed, Transfer · FHA Mortgage CROSS COUNTRY MORTGAGE |
| Jun 15, 2015 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC |
| Jul 15, 2009 | Deed, Transfer · FHA Mortgage WELLS FARGO BANK NA |
| Feb 10, 2009 | Special Warranty Deed, Transfer INVESTORS TITLE COMPANY, INVESTORS TITLECORP |
| Dec 01, 2008 | Sheriff's Deed, Foreclosure |
| May 31, 2006 | Corporation Deed, Foreclosure |
| Apr 07, 2006 | Sheriff's Deed, Foreclosure |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 18, 2025 · Amount on Record |
| Deed Sale | Sep 18, 2025 · Amount on Record |
| Prior Sale | Jun 15, 2015 |
| Deed Document Number | 2523603 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Sep 18, 2025 |
| Property Address | 714 E 3RD ST, MISHAWAKA, IN 46544-2239 |
| Document Number | 0002523603 |
| Map Reference | PB 5 PG 3 |
| Instrument Date | Sep 15, 2025 |
| Instrument | 2523603 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Title Company | MTC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 714 E 3RD ST, MISHAWAKA, IN 46544-2239 |
| Document Number | 0002523604 |
|---|---|
| Date | Sep 18, 2025 |
| Instrument | 2523604 |
| Name | CROSS COUNTRY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Jun 15, 2015 |
| Property Address | 714 E 3RD ST, MISHAWAKA, IN 46544-2239 |
| Document Number | 0001514720 |
| Map Reference | PB 5 PG 3 |
| Instrument Date | May 18, 2015 |
| Instrument | 1514720 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0001514721 |
|---|---|
| Date | Jun 15, 2015 |
| Instrument | 1514721 |
| Name | RUOFF MORTGAGE CO INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Jul 15, 2009 |
| Property Address | 714 E 3RD ST, MISHAWAKA, IN 46544-2239 |
| Document Number | 0000923622 |
| Map Reference | MB5 PG3 |
| Instrument Date | Jul 07, 2009 |
| Instrument | 0923622 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Title Company | MERIDIAN TITLE, MERIDIAN TITLE CORP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 714 E 3RD ST, MISHAWAKA, IN 46544-2239 |
| Document Number | 0000923623 |
|---|---|
| Date | Jul 15, 2009 |
| Instrument | 0923623 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2039 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Feb 10, 2009 |
| Property Address | 714 E 3RD ST, MISHAWAKA, IN 46544-2239 |
| Document Number | 0000903875 |
| Map Reference | MB5 PG3 |
| Instrument Date | Jan 29, 2009 |
| Instrument | 0903875 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLECORP |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11070 RIVER OAKS LN E, OSCEOLA, IN 46561-9104 |
| Investor | Possibly a Property Investor |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Dec 01, 2008 |
| Property Address | 714 E 3RD ST, MISHAWAKA, IN 46544-2239 |
| Document Number | 0000838367 |
| Map Reference | MB5 PG3 |
| Instrument Date | Nov 06, 2008 |
| Instrument | 0838367 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 475 CROSSPOINT PKWY, GETZVILLE, NY 14068-1609 |
| Investor | Possibly a Property Investor |
| Document Type | Corporation Deed |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | May 31, 2006 |
| Property Address | 714 E 3RD ST, MISHAWAKA, IN 46544-2239 |
| Document Number | 0000622810 |
| Map Reference | MB 5 PG3 |
| Instrument Date | Apr 19, 2006 |
| Instrument | 0622810 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 23, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Apr 07, 2006 |
| Property Address | 714 E 3RD ST, MISHAWAKA, IN 46544-2239 |
| Document Number | 0000612970 |
| Map Reference | MB5 PG3 |
| Instrument Date | Mar 09, 2006 |
| Instrument | 0612970 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 500 ENTERPRISE RD, HORSHAM, PA 19044-3503 |
| Investor | Possibly a Property Investor |
Source: St. Joseph County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | St. Joseph County |
| County Subdivision | Penn Township |
| Municipality | Mishawaka City |
| Unified School District | Mishawaka School City (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $107,800 (-15.85%) Land $19,700 Building $88,100 | $107,800 (-15.85%) Land $19,700 Building $88,100 | |
| 2024 | $1,450.00 (+13.99%) | $128,100 (+12.76%) Land $19,700 Building $108,400 | $128,100 (+12.76%) Land $19,700 Building $108,400 |
| 2023 | $1,272.00 (-1.4%) | $113,600 (-) Land $19,700 Building $93,900 | $113,600 (-) Land $19,700 Building $93,900 |
| 2022 | $1,290.00 Homeowner's exemption | $113,600 Land $19,700 Building $93,900 | $113,600 Land $19,700 Building $93,900 |
Source: FEMA National Flood Hazard Layer as of December 15, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Mercury Broadband, Verizon.
Based on FCC filings for 357 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MISHAWAKA UTILITIES serves 49,675 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 7 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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