643 E 3rd St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 643 E 3rd St, Mishawaka, IN 46544 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,920 sqft · built 2005
Lot Size	0.22 acres (9,610 sqft)
Owner	Individual Name on File
Tax Bill	$2,873 (2024)
Deeds & Mortgages	Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-157-008.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-157-008.000-023`
Alternative APN	`01610261073`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,920 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 2005
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	9,610 sqft (0.22 acres)
Lot Dimensions	155 ft deep x 62 ft wide
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Above-Ground Pool
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01610261073
Street Address	643 E 3RD ST
City	MISHAWAKA
State	IN
Zip	46544-2240
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 POPPENDICKS 1ST ADD 06-07 CONS W/16-1026-1074 & 16-1026-1075 PER OWNERS REQ
Legal Subdivision	POPPENDICKS 1ST ADD
Legal Lot Number	9
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3029
Census Tract	10300

Owner

Source: St. Joseph County records · APN 71-09-15-157-008.000-023

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	643 E 3RD ST, MISHAWAKA, IN 46544-2240
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 17, 2016
Deed Sale	May 17, 2016
Prior Sale	Jul 14, 2015
Deed Document Number	0001612296
Record Updated	Jun 08, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	643 E 3RD ST, MISHAWAKA, IN 46544-2240
Transaction Type	Mortgage
Record Updated	Aug 09, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002216562
Date	Jun 08, 2022
Instrument	2216562

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 01, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$206,200 (-8.31%) Land $35,100 Building $171,100	$206,200 (-8.31%) Land $35,100 Building $171,100
2024	$2,873.00 (+4.4%)
2023	$2,752.00 (-28.7%)	$224,900 (-1.06%) Land $35,100 Building $189,800	$224,900 (-1.06%) Land $35,100 Building $189,800
2022	$3,860.00 Homeowner's exemption	$227,300 Land $35,100 Building $192,200	$227,300 Land $35,100 Building $192,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Joseph County (18141C), updated December 15, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 357 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Mercury Broadband, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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