713 E 3rd St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 713 E 3rd St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,644 sqft · built 1890
Lot Size	0.205 acres (8,932 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Jun 2021)
Tax Bill	$2,136 (2024)
Deeds & Mortgages	Mar 2024 Mortgage Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-178-004.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-178-004.000-023`
Alternative APN	`01610271093`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,644 sqft Living Area
Basement Area	948 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1991
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	8,932 sqft (0.205 acres)
Lot Dimensions	154 ft deep x 58 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01610271093
Street Address	713 E 3RD ST
City	MISHAWAKA
State	IN
Zip	46544-2238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26 POPPENDICKS 2ND ADD
Legal Subdivision	POPPENDICKS 2ND ADD
Legal Lot Number	26
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3028
Census Tract	10300

Owner

713 E 3rd St is owned and occupied by an individual who bought it in June 2021.

Source: St. Joseph County records, as of March 6, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	713 E 3RD ST, MISHAWAKA, IN 46544-2238
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2024	Deed of Trust, Mortgage · FHA Mortgage HUD
Jun 2, 2021	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC
Dec 12, 2019	Sheriff's Deed, Foreclosure
Apr 17, 2015	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2021 · Amount on File
Deed Sale	Jun 2, 2021 · Amount on File
Prior Sale	Dec 12, 2019 · Amount on File
Deed Document Number	0002118095
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	713 E 3RD ST, MISHAWAKA, IN 46544-2238
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002405088
Date	Mar 11, 2024
Instrument	2405088

Lender

Name	HUD
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Jun 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 2, 2021
Property Address	713 E 3RD ST, MISHAWAKA, IN 46544-2238
Document Number	0002118095
Map Reference	PB 2 PG 61
Instrument Date	May 20, 2021
Instrument	2118095
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	NEAR NORTH TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	713 E 3RD ST, MISHAWAKA, IN 46544-2238
Investor	Possibly a Property Investor

Mortgage

Document Number	0002118096
Date	Jun 2, 2021
Instrument	2118096

Lender

Name	RUOFF MORTGAGE CO INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

December 2019: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Dec 12, 2019
Property Address	713 E 3RD ST, MISHAWAKA, IN 46544-2238
Document Number	0001933040
Map Reference	PB 2 PG 61
Instrument Date	Nov 14, 2019
Instrument	1933040
Transaction Type	Foreclosure
Record Updated	Jun 23, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50817 STONEBRIDGE DR, GRANGER, IN 46530-8268
Investor	Possibly a Property Investor

April 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Apr 17, 2015
Property Address	713 E 3RD ST, MISHAWAKA, IN 46544-2238
Document Number	0001509028
Instrument Date	Apr 8, 2015
Instrument	1509028
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001509029
Date	Apr 17, 2015
Instrument	1509029

Lender

Name	GUARANTEED RATE INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$157,900 Land $32,500 Building $125,400	$157,900 Land $32,500 Building $125,400
2024	$2,136.00 (+8.87%)
2023	$1,962.00 (+14.8%)	$164,300 (+10.27%) Land $32,500 Building $131,800	$164,300 (+10.27%) Land $32,500 Building $131,800
2022	$1,709.00 Homeowner's exemption	$149,000 Land $32,500 Building $116,500	$149,000 Land $32,500 Building $116,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 713 E 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 713 E 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber, Verizon.

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