714 Centennial St, Gastonia, NC 28056 Property Records

Gaston County property record for 714 Centennial St, Gastonia, NC 28056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,028 sqft · built 2021
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$251,000 (Oct 2021)
Tax Bill	$4,161 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`303829`

Property Details

APN / Parcel Number

Primary APN	`303829`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,028 sqft Heated Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Street Address	714 CENTENNIAL ST
City	GASTONIA
State	NC
Zip	28056-6906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE AT PARKSIDE LOTS 104 PLAT BOOK 091 PAGE 103
Legal Lot Number	104
Jurisdiction	GASTON NC
Township / Civil Division	GASTONIA
Census Block Group	1
Census Block	1016
Census Tract	33202

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	714 CENTENNIAL ST, GASTONIA, NC 28056-6906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2021 · Amount on Record
Deed Sale	Oct 29, 2021 · Amount on Record
Prior Sale	Aug 28, 2020 · Amount on Record
Deed Book / Page	5281 / 920
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Oct 29, 2021
Property Address	714 CENTENNIAL ST, GASTONIA, NC 28056-6906
Document Number	0052810920
Book / Page	5281 / 920
Map Reference	MB 91 PG 103
Instrument Date	Oct 29, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 10, 2022
Title Company	MOREHEAD TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$502.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3000 GULF BREEZE PKWY, 3000, GULF BREEZE, FL 32563-5623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	714 CENTENNIAL ST, GASTONIA, NC 28056-6906

Mortgage

Document Number	0005281922
Date	Oct 29, 2021
Instrument	5281/922

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Gastonia City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,161.00 (-1.02%)	$389,330 (-) Land $35,000 Building $354,330
2023	$4,204.00	$389,330 Land $35,000 Building $354,330
2021			$78,570 Land $28,000 Building $50,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20