706 Centennial St, Gastonia, NC 28056 Property Records

Gaston County property record for 706 Centennial St, Gastonia, NC 28056

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,782 sqft · built 2021
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on File
Last Sale$247,500 (May 2022)
Tax Bill$3,855 (2026)
Deeds & MortgagesMay 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN303827

Property Details

APN / Parcel Number

Primary APN303827

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,782 sqft Heated Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleConventional
Lot Area6,970 sqft (0.16 acres)

Location & Zoning

Street Address706 CENTENNIAL ST
CityGASTONIA
StateNC
Zip28056-6906
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAGE AT PARKSIDE LOTS 102 PLAT BOOK 091 PAGE 103
Legal SubdivisionVILLAGE AT PARKSIDE PHASE MAP ONE
Legal Lot Number102
JurisdictionGASTON NC
Township / Civil DivisionGASTONIA
Census Block Group1
Census Block1016
Census Tract33202

Owner

706 Centennial St is owned and occupied by two individuals who bought it in May 2022.

Source: Gaston County records, as of August 31, 2026

Owner of Record2 Individual Names on File
Mailing Address706 CENTENNIAL ST, GASTONIA, NC 28056-6906
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 16, 2022 · Amount on File
Deed SaleMay 16, 2022 · Amount on File
Prior SaleAug 28, 2020 · Amount on File
Deed Book / Page5336 / 2467
Record UpdatedOct 29, 2026

May 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateMay 16, 2022
Property Address706 CENTENNIAL ST, GASTONIA, NC 28056-6906
Document Number0053362467
Book / Page5336 / 2467
Map ReferenceMB 91 PG 103
Instrument DateMay 16, 2022
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 10, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$495.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3000 GULF BREEZE PKWY, 3000, GULF BREEZE, FL 32563-5623

Transferred To (Grantee/Buyer)

NameVerified Name
Address706 CENTENNIAL ST, GASTONIA, NC 28056-6906

Mortgage

Document Number0053362469
DateMay 16, 2022
Instrument5336/2469
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 706 Centennial St was $3,855.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityGastonia City
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,855.00$360,650 Land $35,000 Building $325,650
2023$3,895.00$360,650 Land $35,000 Building $325,650
2021$28,000 Land $28,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 706 Centennial St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2015

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 706 Centennial St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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