705 Centennial St, Gastonia, NC 28056 Property Records

Gaston County property record for 705 Centennial St, Gastonia, NC 28056

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,172 sqft · built 2021
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on Record
Last Sale$357,000 (Apr 2026)
Tax Bill$3,865 (2026)
Deeds & MortgagesApr 2026 Sale
Aug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN303834

Property Details

APN / Parcel Number

Primary APN303834

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,172 sqft Heated Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Lot Area5,663 sqft (0.13 acres)

Location & Zoning

Street Address705 CENTENNIAL ST
CityGASTONIA
StateNC
Zip28056-6920
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAGE AT PARKSIDE LOTS 119 PLAT BOOK 091 PAGE 103
Legal SubdivisionVILLAGE AT PARKSIDE
Legal Lot Number119
JurisdictionGASTON NC
Township / Civil DivisionGASTONIA
Census Block Group1
Census Block1016
Census Tract33202

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address705 CENTENNIAL ST, GASTONIA, NC 28056-6920
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Aug 10, 2022Warranty Deed, Subdivision Related Transfer · VA Mortgage
AMERICAN SECURITY MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 15, 2026 · Amount on Record
Deed SaleApr 15, 2026 · Amount on Record
Prior SaleAug 10, 2022 · Amount on Record
Deed Book / Page5633 / 416
Record UpdatedOct 29, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateApr 15, 2026
Property Address705 CENTENNIAL ST, GASTONIA, NC 28056-6920
Document Number5633000416
Book / Page5633 / 416
Instrument DateApr 15, 2026
Transaction TypeTransfer
Record UpdatedMay 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$72,114.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address705 CENTENNIAL ST, GASTONIA, NC 28056-6920

August 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateAug 10, 2022
Property Address705 CENTENNIAL ST, GASTONIA, NC 28056-6920
Document Number0053562492
Book / Page5356 / 2492
Map ReferenceMB 91 PG 103
Instrument DateAug 10, 2022
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 28, 2023
Title CompanyMOREHEAD TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$526.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address100 W GARDEN ST, PENSACOLA, FL 32502-5618

Transferred To (Grantee/Buyer)

NameVerified Name
Address705 CENTENNIAL ST, GASTONIA, NC 28056-6920

Mortgage

Document Number0053562494
DateAug 10, 2022
Instrument5356/2494
Lender
NameAMERICAN SECURITY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityGastonia City
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,865.00$361,630 (-) Land $35,000 Building $326,630
2025$3,865.00 (-1.02%)$361,630 (-) Land $35,000 Building $326,630
2023$3,905.00 Disabled Person's exemption Senior Citizen's exemption$361,630 Land $35,000 Building $326,630
2021$38,000 Land $28,000 Building $10,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2015

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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