714 Allen Loop Dr, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 714 Allen Loop Dr, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,105 sqft · built 2002
Lot Size	0.375 acres (16,335 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,160,000 (Oct 2023)
Tax Bill	$8,915 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Mar 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`04-3S-20-34070-00B-0020`

Property Details

APN / Parcel Number

Primary APN	`04-3S-20-34070-00B-0020`
Alternative APNs	`04-320-34070-00B-0020` `1007730`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,105 sqft Living Area
Gross Area	2,989 sqft
1st Floor Area	1,494 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	16,335 sqft (0.375 acres)
Lot Dimensions	150 ft deep x 109 ft wide
Garage Type	Carport
Garage Area	260 sqft
Carport	Carport
Carport Area	260 sqft

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	238 sqft
Patio Area	256 sqft
Arbor/Pergola	Arbor/Pergola

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	714 ALLEN LOOP DR
City	SANTA ROSA BEACH
State	FL
Zip	32459-4149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LOT 2 BLK B DUNE ALLEN 2ND ADD. PB 2-85 OR 119-78 OR 217-275 OR 2017-76 OR 2265-205 OR 2949-743 OR 2975-3562 OR 3079-2164 OR 3286-574 OR 3303-4494
Legal Range	020
Legal Township	03S
Legal Section	04
Legal Subdivision	DUNE ALLEN 2ND ADD
Legal Block	B
Legal Lot Number	2
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1008
Census Tract	950604

Owner

Source: Walton County records, as of September 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5904 GARRISON RD, FRANKLIN, TN 37064-9301
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Mar 28, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Oct 3, 2023	Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Apr 10, 2023	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
Mar 24, 2020	Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 16, 2018	Warranty Deed, Transfer · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2023 · Amount on Record
Deed Sale	Oct 3, 2023 · Amount on Record
Prior Sale	Apr 10, 2023 · Amount on Record
Deed Document Number	202335783
Deed Book / Page	3303 / 4494
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Recording Date	Aug 21, 2026
Property Address	714 ALLEN LOOP DR, SANTA ROSA BEACH, FL 32459-4149
Document Number	0000034685
Book / Page	3410 / 458
Instrument Date	Jan 16, 2026
Instrument	202634685
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5904 GARRISON RD, FRANKLIN, TN 37064-9301

Mortgage

Document Number	0000034685,
Date	Aug 21, 2026
Book Page	3410/458
Instrument	202634685

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	293 Months
Due	Jan 19, 2051

Interest

Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	714 ALLEN LOOP DR, SANTA ROSA BEACH, FL 32459-4149
Transaction Type	Mortgage
Record Updated	Apr 19, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5904 GARRISON RD, FRANKLIN, TN 37064-9301

Mortgage

Document Number	OR33193685
Date	Mar 28, 2024
Book Page	OR3319/3685
Instrument	20240010583

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	1 CITIZENS PLZ, PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 10, 2049

Interest

Change Frequency	Monthly

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 3, 2023
Property Address	714 ALLEN LOOP DR, SANTA ROSA BEACH, FL 32459-4149
Document Number	0033034494
Book / Page	3303 / 4494
Map Reference	MB 2 PG 85
Instrument Date	Sep 29, 2023
Instrument	20230035783
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	254 TOWNSHIP RD, RAINBOW CITY, AL 35906-8214

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5904 GARRISON RD, FRANKLIN, TN 37064-9301

Mortgage

Document Number	0033034496
Date	Oct 3, 2023
Instrument	3303/4496

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 10, 2023
Property Address	714 ALLEN LOOP DR, SANTA ROSA BEACH, FL 32459-4149
Document Number	0032860574
Book / Page	3286 / 574
Map Reference	MB 2 PG 85
Instrument Date	Apr 7, 2023
Instrument	20230012232
Transaction Type	Transfer
Record Updated	May 5, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,875.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	714 ALLEN LOOP DR, SANTA ROSA BEACH, FL 32459-4149

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	254 TOWNSHIP RD, RAINBOW CITY, AL 35906-8214

Mortgage

Document Number	0003286577
Date	Apr 10, 2023
Instrument	3286/577

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	May 1, 2030
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	1-Year T-Bill
Max Rate	11.6%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	714 ALLEN LOOP DR, SANTA ROSA BEACH, FL 32459-4149
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROGRESSIVE LAND TTL AGCY LT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031373189
Date	Mar 24, 2020
Book Page	3137/3189
Instrument	20200010664

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 16, 2018
Property Address	714 ALLEN LOOP DR, SANTA ROSA BEACH, FL 32459-4149
Document Number	0030792164
Book / Page	003079 / 002164
Instrument Date	Jul 12, 2018
Instrument	23534
Transaction Type	Transfer
Record Updated	Aug 1, 2018
Title Company	SETCO SERVICES LLC-30A

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,703.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	714 ALLEN LOOP DR SANTA ROSA BEACH FL 324594149, SANTA ROSA BEACH, FL 32459-4149

Mortgage

Document Number	30792166
Date	Jul 16, 2018
Book Page	003079/002166
Instrument	23535

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2048

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,915.00 (-12.28%)	$986,667 (-11.97%) Land $450,000 Building $536,667	$986,667 (-11.97%) Land $450,000 Building $536,667
2024	$10,163.00 (+115.77%)
2023	$4,710.00 (-35.3%) Homeowner's exemption	$1,120,800 (+36.06%) Land $450,000 Building $670,800	$1,120,800 (+36.06%) Land $450,000 Building $670,800
2022	$7,280.00 Homeowner's exemption	$823,777 Land $228,660 Building $595,117	$823,777 Land $228,660 Building $595,117

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 294 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	579 units insured incl. 285 condo units
Nearby Flood Claims	11 (1995–2025)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Jan 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50

May also be available: T-Mobile.

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