652 Allen Loop Dr, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 652 Allen Loop Dr, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	7 bd · 5 ba · 4,881 sqft · built 2023
Lot Size	0.375 acres (16,335 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Apr 2019)
Tax Bill	$15,859 (2024)
Deeds & Mortgages	Oct 2023 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-3S-20-34070-00B-0050`

Property Details

APN / Parcel Number

Primary APN	`04-3S-20-34070-00B-0050`
Alternative APN	`1007733`

Interior

Bedrooms	7 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	4,881 sqft Living Area
Gross Area	6,453 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	16,335 sqft (0.375 acres)
Lot Dimensions	15 ft deep x 10.9 ft wide
Deck Area	Deck Area
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1007733
Street Address	652 ALLEN LOOP DR
City	SANTA ROSA BEACH
State	FL
Zip	32459-4149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK B DUNE ALLEN 2ND ADDITION PB 2-85 OR 3102-2925
Legal Range	20W
Legal Township	03S
Legal Section	04
Legal Subdivision	DUNE ALLEN 2ND ADD
Legal Block	B
Legal Lot Number	5
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1008
Census Tract	950604

Owner

652 Allen Loop Dr is owned and occupied by an individual who bought it in April 2019.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	652 ALLEN LOOP DR, SANTA ROSA BEACH, FL 32459-4149
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Deed of Trust, Mortgage · Closed-End Mortgage CADENCE BANK NA
Apr 16, 2019	Warranty Deed, Transfer · Commercial Mortgage WHITNEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2019 · Amount on File
Deed Sale	Apr 16, 2019 · Amount on File
Deed Document Number	20190011703
Deed Book / Page	3102 / 2925
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	652 ALLEN LOOP DR, SANTA ROSA BEACH, FL 32459-4149
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	652 ALLEN LOOP DR, SANTA ROSA BEACH, FL 32459-4149

Mortgage

Document Number	0033034519
Date	Oct 3, 2023
Book Page	3303/4519
Instrument	20230035786

Lender

Name	CADENCE BANK NA
Type	Bank
Address	MIRAMAR BEACH, FL 32550

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	300 Months
Due	Oct 26, 2048

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 16, 2019
Property Address	652 ALLEN LOOP DR, SANTA ROSA BEACH, FL 32459-4149
Document Number	0031022925
Book / Page	3102 / 2925
Map Reference	MB 2 PG 85
Instrument Date	Apr 15, 2019
Instrument	20190011703
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 HIGDON CT NW, 21, FORT WALTON BEACH, FL 32547-1609

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 HILLTOP DR, SANTA ROSA BEACH, FL 32459-3647

Mortgage

Document Number	20190011704
Date	Apr 16, 2019
Instrument	20190011704

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,953,114 Land $450,000 Building $1,503,114	$1,953,114 Land $450,000 Building $1,503,114
2024	$15,859.00 (+448.56%)
2023	$2,891.00 (+52.16%)	$450,000 (+96.8%) Land $450,000	$450,000 (+96.8%) Land $450,000
2022	$1,900.00	$228,660 Land $228,660	$228,660 Land $228,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 652 Allen Loop Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 294 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	579 units insured incl. 285 condo units
Nearby Flood Claims	11 (1995–2025)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Jan 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 652 Allen Loop Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50

May also be available: T-Mobile.

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