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686 Allen Loop Dr, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 686 Allen Loop Dr, Santa Rosa Beach, FL 32459

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,196 sqft · built 1972
Lot Size0.344 acres (14,985 sqft)
OwnerTrust Name on File
Tax Bill$721 (2025)
Deeds & MortgagesJan 2022 Transfer
Flood ZoneZone X (minimal risk)
APN04-3S-20-34070-00B-0030

Property Details

APN / Parcel Number

Primary APN04-3S-20-34070-00B-0030
Alternative APNs
  • 04-320-34070-00B-0030
  • 1007731

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,196 sqft Living Area
Gross Area3,400 sqft
1st Floor Area2,196 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1985
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,985 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeCarport
Garage Area400 sqft
CarportCarport
Carport Area400 sqft

Exterior Amenities

PorchOpen/Unfinished Porch
Porch Area412 sqft
Patio Area292 sqft
Arbor/PergolaArbor/Pergola

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address686 ALLEN LOOP DR
CitySANTA ROSA BEACH
StateFL
Zip32459-4149
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 BLK B DUNE ALLEN 2ND ADDITION PB 2-85 OR 28-217 OR 207-683 OR 320-450 OR 3236-693
Legal Range020
Legal Township03S
Legal Section04
Legal SubdivisionDUNE ALLEN 2ND ADDITION
Legal BlockB
Legal Lot Number3
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1008
Census Tract950604

Owner

686 Allen Loop Dr is owner-occupied and held in a trust since January 2022.

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on File
Mailing Address686 ALLEN LOOP DR, SANTA ROSA BEACH, FL 32459-4149
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJan 27, 2022
Transfer Doc0032360693
Record UpdatedJun 8, 2026

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWALTON FL
Recording DateJan 27, 2022
Property Address686 ALLEN LOOP DR, SANTA ROSA BEACH, FL 32459-4149
Document Number0032360693
Book / Page3236 / 693
Map ReferenceMB 2 PG 85
Instrument DateJan 27, 2022
Instrument20220003872
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust

Tax Assessment & Valuation

The 2025 property tax bill for 686 Allen Loop Dr was $721 with exemptions applied, up 4% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$721.00 (+4.04%) Homeowner's exemption Senior Citizen's exemption Widower's exemption$142,930$857,863 Land $450,000 Building $407,863
2024$693.00 (+6.45%)
2023$651.00 (-3.27%) Homeowner's exemption$947,327 (+41.15%) Land $450,000 Building $497,327$947,327 (+41.15%) Land $450,000 Building $497,327
2022$673.00 Homeowner's exemption$671,146 Land $228,660 Building $442,486$671,146 Land $228,660 Building $442,486

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 686 Allen Loop Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 294 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies579 units insured
incl. 285 condo units
Nearby Flood Claims11 (1995–2025)
Claims Outside the SFHA3 of 11
Most Recent ClaimJan 2025 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 686 Allen Loop Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREGIONAL UTILITIES WATER SYSTEM
private · serves 62,225 people · EPA ID FL1660596
Water SourceGroundwater
Last State InspectionJul 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
Wildstar Networks
Fixed Wireless		200 / 50

May also be available: T-Mobile.

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