Spokane County property record for 713 Osprey Dr, Cheney, WA 99004 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,392 sqft · built 2017 |
| Lot Size | 0.157 acres (6,820 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $259,000 (Jul 2019) |
| Tax Bill | $4,276 (2026) |
| Deeds & Mortgages | Jul 2019 Sale & Mortgage Oct 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13013.2503 |
| Primary APN | 13013.2503 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Building Area | 1,392 sqft Living Area |
| Gross Area | 1,812 sqft Gross Area |
| 1st Floor Area | 1,392 sqft 1st Floor |
| Stories | 1 Story |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,820 sqft (0.157 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached |
| Garage Area | 420 sqft Garage |
| Patio Area | 168 sqft Patio |
| Canopy | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 713 OSPREY DR |
|---|---|
| City | CHENEY |
| State | WA |
| Zip | 99004-5222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARVEST BLUFF PHASE 3 LT 3 BLK 1 (AFN#6552298) |
| Legal Subdivision | HARVEST BLUFF PHASE 3 |
| Legal Phase | 3 |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | CHENEY-MEDICAL LAKE |
| Census Block Group | 3 |
| Census Block | 3046 |
| Census Tract | 14100 |
Source: Spokane County records · APN 13013.2503
Assessment roll updated June 17, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 713 OSPREY DR, CHENEY, WA 99004-5222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 19, 2019 | Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Oct 31, 2017 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WASHINGTON TRUST BANK |
| Jun 29, 2017 | Warranty Deed, Construction Loan · Construction Mortgage UMPQUA BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 19, 2019 · Amount on Record |
| Deed Sale | Jul 19, 2019 · Amount on Record |
| Prior Sale | Oct 31, 2017 · Amount on Record |
| Deed Document Number | 20196823924 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Jul 19, 2019 |
| Property Address | 713 OSPREY DR, CHENEY, WA 99004-5222 |
| Document Number | 0006823924 |
| Map Reference | VOL 38 PG 100 |
| Instrument Date | Jul 10, 2019 |
| Instrument | 6823924 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,615.20 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 713 OSPREY DR, CHENEY, WA 99004-5222 |
| Document Number | 0006823925 |
|---|---|
| Date | Jul 19, 2019 |
| Instrument | 6823925 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Oct 31, 2017 |
| Property Address | 713 OSPREY DR, CHENEY, WA 99004-5222 |
| Document Number | 0006655330 |
| Map Reference | VOL38 PG100 |
| Instrument | 6655330 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 16, 2021 |
| Title Company | INLAND PROFESSIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,971.69 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 713 OSPREY DR, CHENEY, WA 99004-5222 |
| Document Number | 0006655331 |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | 6655331 |
| Name | WASHINGTON TRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Jun 29, 2017 |
| Property Address | 713 OSPREY DR, CHENEY, WA 99004-5222 |
| Document Number | 0006616968 |
| Map Reference | VOL38 PG100 |
| Instrument Date | Jun 27, 2017 |
| Instrument | 6616968 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 16, 2021 |
| Title Company | SPOKANE COUNTY TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,987.67 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2464 SW GLACIER PL STE 110, 110, REDMOND, OR 97756-7731 |
| Investor | Possibly a Property Investor |
| Document Number | 0006616969 |
|---|---|
| Date | Jun 29, 2017 |
| Instrument | 6616969 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | SEATTLE, WA 98101 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Cheney City |
| Unified School District | Cheney School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,276.00 (+0.19%) | $399,600 (+0.53%) Land $100,000 Building $299,600 | $399,600 (+0.53%) Land $100,000 Building $299,600 |
| 2025 | $4,268.00 (+28.21%) | ||
| 2024 | $397,500 (+38.5%) Land $80,000 Building $317,500 | $397,500 (+38.5%) Land $80,000 Building $317,500 | |
| 2023 | $3,329.00 (+4.69%) | $287,000 Land $58,000 Building $229,000 | $287,000 Land $58,000 Building $229,000 |
| 2022 | $3,180.00 |
Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 7% of the US · above 4% of Washington |
|---|---|
| Wildfire Likelihood | About 1 in 3,704 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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