701 Osprey Dr, Cheney, WA 99004 Property Records

Spokane County property record for 701 Osprey Dr, Cheney, WA 99004

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 2016
Lot Size	0.167 acres (7,271 sqft)
Owner	2 Individual Names on Record
Last Sale	$359,000 (Feb 2026)
Tax Bill	$4,533 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13013.1905`

Property Details

APN / Parcel Number

Primary APN	`13013.1905`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,620 sqft Living Area
Gross Area	2,140 sqft
1st Floor Area	1,620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,271 sqft (0.167 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	50 sqft
Patio Area	100 sqft
Canopy	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	701 OSPREY DR
City	CHENEY
State	WA
Zip	99004-5222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	HARVEST BLUFF PHASE 2 LT 5 BLK 2 (AFN# 6461670)
Legal Subdivision	HARVEST BLUFF PHASE 2
Legal Phase	2
Legal Block	2
Legal Lot Number	5
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	3
Census Block	3046
Census Tract	14100

Owner

Source: Spokane County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	701 OSPREY DR, CHENEY, WA 99004-5222
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 27, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2026 · Amount on Record
Deed Sale	Feb 27, 2026 · Amount on Record
Prior Sale	Jul 29, 2016 · Amount on Record
Deed Document Number	20267472800
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	701 OSPREY DR, CHENEY, WA 99004-5222
Transaction Type	Mortgage
Record Updated	Mar 10, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007148403
Date	Nov 10, 2021
Instrument	7148403

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Feb 27, 2026
Property Address	701 OSPREY DR, CHENEY, WA 99004-5222
Document Number	0007472800
Map Reference	VOL 38 PG 27
Instrument Date	Feb 25, 2026
Instrument	7472800
Transaction Type	Transfer
Record Updated	Mar 10, 2026
Title Company	NEXTITLE A TITLE AND ESCROW COMPANY, TITLEONE A TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,749.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 OSPREY DR, CHENEY, WA 99004-5222

Mortgage

Document Number	0007472801
Date	Feb 27, 2026
Instrument	7472801

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	701 OSPREY DR, CHENEY, WA 99004-5222
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007017237
Date	Jan 5, 2021
Instrument	7017237

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	HINDMAN, KY 41822

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,533.00 (-0.37%)	$425,100 (+4.42%) Land $100,000 Building $325,100	$425,100 (+4.42%) Land $100,000 Building $325,100
2025	$4,550.00 (+27.92%)	$407,100 (-4.19%) Land $100,000 Building $307,100	$407,100 (-4.19%) Land $100,000 Building $307,100
2024		$424,900 (+39.36%) Land $80,000 Building $344,900	$424,900 (+39.36%) Land $80,000 Building $344,900
2023	$3,557.00 (+5.33%)	$304,900 Land $58,000 Building $246,900	$304,900 Land $58,000 Building $246,900
2022	$3,377.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.6% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHENEY serves 16,954 people · EPA ID WA5312400
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
DCI Cable	1,000 / 100
Wired or Wireless Fixed Wireless	200 / 40
CenturyLink DSL · Fiber in parts of the area	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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