708 Osprey Dr, Cheney, WA 99004 Property Records

Spokane County property record for 708 Osprey Dr, Cheney, WA 99004

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,286 sqft · built 2017
Lot Size	0.157 acres (6,817 sqft)
Owner	2 Individual Names on Record
Last Sale	$371,539 (Dec 2017)
Tax Bill	$6,054 (2026)
Deeds & Mortgages	Feb 2026 Transfer Jun 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`13013.2811`

Property Details

APN / Parcel Number

Primary APN	`13013.2811`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,286 sqft Living Area
Gross Area	3,726 sqft
1st Floor Area	1,456 sqft
2nd Floor Area	1,830 sqft
Upper Floors Area	1,164 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,817 sqft (0.157 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	144 sqft
Patio Area	144 sqft
Canopy	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	708 OSPREY DR
City	CHENEY
State	WA
Zip	99004-5222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	HARVEST BLUFF PHASE 3 LT 11 BLK 4 (AFN#6552298)
Legal Subdivision	HARVEST BLUFF PHASE 3
Legal Phase	3
Legal Block	4
Legal Lot Number	11
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	3
Census Block	3047
Census Tract	14100

Owner

Source: Spokane County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	708 OSPREY DR, CHENEY, WA 99004-5222
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Quit Claim Deed, Transfer Quitclaim
Jun 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 15, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage CALIBER HM LOANS
Jul 24, 2017	Warranty Deed, Construction Loan · Construction Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2017 · Amount on Record
Deed Sale	Dec 15, 2017 · Amount on Record
Prior Sale	Jul 24, 2017 · Amount on Record
Deed Document Number	20176667767
Last Transfer Date	Feb 20, 2026
Transfer Doc	0007471991
Record Updated	Sep 20, 2026

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Feb 24, 2026
Property Address	708 OSPREY DR, CHENEY, WA 99004-5222
Document Number	0007471991
Map Reference	VOL 38 PG 100
Instrument Date	Feb 20, 2026
Instrument	7471991
Transaction Type	Transfer
Record Updated	Mar 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	708 OSPREY DR, CHENEY, WA 99004-5222

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	708 OSPREY DR, CHENEY, WA 99004-5222
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007089072
Date	Jun 17, 2021
Instrument	7089072

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	708 OSPREY DR, CHENEY, WA 99004-5222
Document Number	0006918451
Instrument Date	Apr 25, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 OSPREY DR CHENEY WA 990045222, CHENEY, WA 99004-5222

Mortgage

Document Number	0006918451
Date	May 8, 2020
Instrument	6918451

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 7, 2035

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	708 OSPREY DR, CHENEY, WA 99004-5222
Document Number	0006772899
Instrument Date	Dec 24, 2018
Transaction Type	Mortgage
Record Updated	Jan 17, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 OSPREY DR CHENEY WA 990045222, CHENEY, WA 99004-5222

Mortgage

Document Number	0006772899
Date	Dec 31, 2018
Instrument	6772899

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Dec 30, 2041

December 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SPOKANE WA
Recording Date	Dec 15, 2017
Property Address	708 OSPREY DR, CHENEY, WA 99004-5222
Document Number	0006667767
Instrument Date	Dec 11, 2017
Instrument	6667767
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 3, 2018
Title Company	INLAND PROF TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,689.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 OSPREY DR CHENEY WA 990045222, CHENEY, WA 99004-5222

Mortgage

Document Number	6667768
Date	Dec 15, 2017
Instrument	6667768

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 14, 2047

July 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 24, 2017
Property Address	708 OSPREY DR, CHENEY, WA 99004-5222
Document Number	0006623479
Map Reference	VOL38 PG100
Instrument Date	Jul 20, 2017
Instrument	6623479
Transaction Type	Construction Loan
Record Updated	Sep 8, 2022
Title Company	SPOKANE COUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$2,012.56
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2464 SW GLACIER PL STE 110, 110, REDMOND, OR 97756-7731
Investor	Possibly a Property Investor

Mortgage

Document Number	0006623480
Date	Jul 24, 2017
Instrument	6623480

Lender

Name	UMPQUA BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,054.00 (+13.18%)	$544,100 (+5.98%) Land $100,000 Building $444,100	$544,100 (+5.98%) Land $100,000 Building $444,100
2025	$5,349.00 (+24.51%)
2024		$513,400 (+25.01%) Land $80,000 Building $433,400	$513,400 (+25.01%) Land $80,000 Building $433,400
2023	$4,296.00 (-5.48%)	$410,700 Land $58,000 Building $352,700	$410,700 Land $58,000 Building $352,700
2022	$4,545.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.6% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHENEY serves 16,954 people · EPA ID WA5312400
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
DCI Cable	1,000 / 100
Wired or Wireless Fixed Wireless	200 / 40
CenturyLink DSL · Fiber in parts of the area	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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