7124 River Shore Ln, Champlin, MN 55316 Property Records

Hennepin County property record for 7124 River Shore Ln, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,470 sqft · built 1980
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Trust Names on File
Last Sale	$354,000 (Dec 2002)
Tax Bill	$8,400 (2025)
Deeds & Mortgages	Jan 2019 Sale Jan 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`29-120-21-24-0011`

Property Details

APN / Parcel Number

Primary APN	`29-120-21-24-0011`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Building Area	1,470 sqft Living Area
Gross Area	3,020 sqft
1st Floor Area	1,470 sqft
Basement Area	1,022 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1985
Architectural Style	Split Foyer
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Lot Depth	200 ft Depth
View / Lot	Lake Front
Garage Type	Attached
Garage Area	528 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	51 sqft
Deck Area	336 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Space Heater

Location & Zoning

Street Address	7124 RIVER SHORE LN
City	CHAMPLIN
State	MN
Zip	55316-2135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 005 BLOCK 001 A MISSISSIPPI SHORES SW90X200X88X205
Legal Range	21
Legal Township	120
Legal Section	29
Legal Quarter	24
Legal Subdivision	MISSISSIPPI SHORES
Legal Block	1
Legal Lot Number	5
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	1
Census Block	1003
Census Tract	26906

Owner

7124 River Shore Ln is owner-occupied and held in a trust since January 2019.

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	7124 RIVER SHORE LN, CHAMPLIN, MN 55316-2135
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 22, 2018	Loan Modification, Mortgage · Conventional Mortgage NORTHEAST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2002 · Amount on File
Deed Sale	Dec 4, 2002 · Amount on File
Deed Document Number	2002812380
Last Transfer Date	Jan 22, 2019
Transfer Doc	0010630424
Record Updated	Sep 20, 2026

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jan 23, 2019
Property Address	7124 RIVER SHORE LN, CHAMPLIN, MN 55316-2135
Document Number	0010630424
Instrument Date	Jan 22, 2019
Instrument	10630424
Transaction Type	Transfer
Record Updated	Feb 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1.70
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7124 RIVER SHORE LN CHAMPLIN MN 553162135, CHAMPLIN, MN 55316-2135

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HENNEPIN MN
Property Address	7124 RIVER SHORE LN, CHAMPLIN, MN 55316-2135
Document Number	0010521458
Instrument Date	Jan 22, 2018
Transaction Type	Mortgage
Record Updated	Jan 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7124 RIVER SHORE LN CHAMPLIN MN 553162135, CHAMPLIN, MN 55316-2135

Mortgage

Document Number	0010521458
Date	Jan 22, 2018
Instrument	10521458

Lender

Name	NORTHEAST BK
Type	Bank
Address	COON RAPIDS, MN 55433

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 21, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 7124 River Shore Ln was $8,400, up 8.1% from the year before.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,400.00 (+8.11%)	$652,600 (+4.7%) Land $375,000 Building $277,600	$652,600 (+4.7%) Land $375,000 Building $277,600
2024	$7,770.00 (+10.31%)	$623,300 Land $340,000 Building $283,300	$623,300 Land $340,000 Building $283,300
2023	$7,044.00 Homeowner's exemption
2022		$602,000 Land $326,000 Building $276,000	$602,000 Land $326,000 Building $276,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7124 River Shore Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1986)
Most Recent Claim	Jun 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7124 River Shore Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile.

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