7075 River Shore Ln, Champlin, MN 55316 Property Records

Hennepin County property record for 7075 River Shore Ln, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 1,913 sqft · built 1982
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$440,000 (Sep 2024)
Tax Bill	$4,966 (2025)
Deeds & Mortgages	Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-120-21-24-0046`

Property Details

APN / Parcel Number

Primary APN	`29-120-21-24-0046`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,913 sqft Living Area
Gross Area	3,450 sqft
1st Floor Area	1,133 sqft
2nd Floor Area	780 sqft
Basement Area	762 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1992
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	130 ft deep x 90 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	775 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	120 sqft
Deck Area	204 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	7075 RIVER SHORE LN
City	CHAMPLIN
State	MN
Zip	55316-2146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 002 BLOCK 003 A MISSISSIPPI SHORES N 90X130X105X164
Legal Range	21
Legal Township	120
Legal Section	29
Legal Quarter	24
Legal Subdivision	MISSISSIPPI SHORES
Legal Block	3
Legal Lot Number	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	1
Census Block	1009
Census Tract	26906

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7075 RIVER SHORE LN, CHAMPLIN, MN 55316-2146
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2024 · Amount on Record
Deed Sale	Sep 17, 2024 · Amount on Record
Prior Sale	Sep 13, 2024 · Amount on Record
Deed Document Number	202411314365
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	7075 RIVER SHORE LN, CHAMPLIN, MN 55316-2146
Document Number	0010658055
Instrument Date	Apr 29, 2019
Transaction Type	Mortgage
Record Updated	May 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7075 RIVER SHORE LN CHAMPLIN MN 553162146, CHAMPLIN, MN 55316-2146

Mortgage

Document Number	0010658055
Date	May 10, 2019
Instrument	10658055

Lender

Name	CITIZENS INDEPENDENT BK
Type	Bank
Address	ST LOUIS PARK, MN 55416

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2049

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,966.00 (+15.65%)	$413,000 (+8.12%) Land $92,000 Building $321,000	$413,000 (+8.12%) Land $92,000 Building $321,000
2023	$4,294.00 Homeowner's exemption
2022		$382,000 Land $96,000 Building $286,000	$382,000 Land $96,000 Building $286,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1986)
Most Recent Claim	Jun 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile.

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