7074 River Shore Ln, Champlin, MN 55316 Property Records

Hennepin County property record for 7074 River Shore Ln, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.25 ba · 1,897 sqft · built 1983
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Last Sale	$650,000 (Dec 2019)
Tax Bill	$10,922 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`29-120-21-13-0031`

Property Details

APN / Parcel Number

Primary APN	`29-120-21-13-0031`

Interior

Bedrooms	5 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Building Area	1,897 sqft Living Area
Gross Area	3,688 sqft
1st Floor Area	1,897 sqft
Basement Area	1,115 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2010
Architectural Style	Split Foyer
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	175 ft deep x 90 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	676 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	78 sqft
Deck Area	317 sqft
Patio Area	316 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	7074 RIVER SHORE LN
City	CHAMPLIN
State	MN
Zip	55316-2133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 003 BLOCK 001 A MISSISSIPPI SHORES 90 X 175
Legal Range	21
Legal Township	120
Legal Section	29
Legal Quarter	13
Legal Subdivision	MISSISSIPPI SHORES
Legal Block	1
Legal Lot Number	3
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	1
Census Block	1003
Census Tract	26906

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7074 RIVER SHORE LN, CHAMPLIN, MN 55316-2133
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage TRUSTONE FINANCIAL CREDIT UNION
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Dec 6, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BK
Aug 13, 2019	Loan Modification, Mortgage · Conventional Mortgage FIRST MN BK
Aug 8, 2018	Loan Modification, Mortgage · Conventional Mortgage FIRST MN BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2019 · Amount on Record
Deed Sale	Dec 6, 2019 · Amount on Record
Prior Sale	Aug 20, 2013 · Amount on Record
Deed Document Number	201910733396
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	7074 RIVER SHORE LN, CHAMPLIN, MN 55316-2133
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A10938660
Date	Mar 30, 2021
Instrument	A10938660

Lender

Name	TRUSTONE FINANCIAL CREDIT UNION
Type	Non-Lending Institution
Address	MINNEAPOLIS, MN 55447

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Apr 3, 2041

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	7074 RIVER SHORE LN, CHAMPLIN, MN 55316-2133
Transaction Type	Mortgage
Record Updated	Apr 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A10929049
Date	Mar 11, 2021
Instrument	A10929049

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Dec 6, 2019
Property Address	7074 RIVER SHORE LN, CHAMPLIN, MN 55316-2133
Document Number	0010733396
Instrument Date	Dec 2, 2019
Instrument	10733396
Transaction Type	Transfer
Record Updated	Dec 20, 2019
Title Company	MINNESOTA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,210.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7074 RIVER SHORE LN CHAMPLIN MN 553162133, CHAMPLIN, MN 55316-2133

Mortgage

Document Number	10733398
Date	Dec 6, 2019
Instrument	10733398

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2049

Mortgage

Document Number	10733399,
Date	Dec 6, 2019
Instrument	10733399

Lender

Name	TRUSTONE FIN'L FCU
Type	Credit Union
Address	PLYMOUTH, MN 55447

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Dec 5, 2039

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HENNEPIN MN
Property Address	7074 RIVER SHORE LN, CHAMPLIN, MN 55316-2133
Document Number	0010693322
Instrument Date	Aug 13, 2019
Transaction Type	Mortgage
Record Updated	Sep 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7074 RIVER SHORE LN CHAMPLIN MN 553162133, CHAMPLIN, MN 55316-2133

Mortgage

Document Number	0010693322
Date	Aug 15, 2019
Instrument	10693322

Lender

Name	FIRST MN BK
Type	Bank
Address	CHAMPLIN, MN 55316

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 14, 2020

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HENNEPIN MN
Property Address	7074 RIVER SHORE LN, CHAMPLIN, MN 55316-2133
Document Number	0010584900
Instrument Date	Aug 8, 2018
Transaction Type	Mortgage
Record Updated	Sep 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7074 RIVER SHORE LN CHAMPLIN MN 553162133, CHAMPLIN, MN 55316-2133

Mortgage

Document Number	0010584900
Date	Aug 17, 2018
Instrument	10584900

Lender

Name	FIRST MN BK
Type	Bank
Address	CHAMPLIN, MN 55316

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 16, 2019

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,922.00 (+22.21%)	$822,200 (+10.96%) Land $375,000 Building $447,200	$822,200 (+10.96%) Land $375,000 Building $447,200
2023	$8,937.00 Homeowner's exemption
2022		$741,000 Land $326,000 Building $415,000	$741,000 Land $326,000 Building $415,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1986)
Most Recent Claim	Jun 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile.

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