7120 Ramsgate Ct, Clarksville, MD 21029 Property Records

Howard County property record for 7120 Ramsgate Ct, Clarksville, MD 21029

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,800 sqft · built 1996
Lot Size	0.807 acres (35,170 sqft)
Owner	2 Individual Names on Record
Last Sale	$850,000 (Dec 2019)
Tax Bill	$14,389 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-418526`

Property Details

APN / Parcel Number

Primary APN	`05-418526`
Alternative APNs	`5418526` `418526`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	3,800 sqft Total Area
Basement Area	1,077 sqft
Finished Basement	1,077 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	35,170 sqft (0.807 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	55 sqft
Deck Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	418526
Street Address	7120 RAMSGATE CT
City	CLARKSVILLE
State	MD
Zip	21029-1738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRDEO
Legal Description	LOT 32 35,170 SQ 7120 RAMSGATE CT ASHLEIGH KNOLLS PHASE 2
Legal Subdivision	PHASE TWO ASHLEIGH KNOLLS
Legal Phase	2
Legal Lot Number	32
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	1
Census Block	1010
Census Tract	605106

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7120 RAMSGATE CT, CLARKSVILLE, MD 21029-1738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage FULTON BANK NA
Dec 4, 2019	Deed, Transfer · Conventional Mortgage FULTON BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2019 · Amount on Record
Deed Sale	Dec 4, 2019 · Amount on Record
Prior Sale	Oct 23, 1996 · Amount on Record
Deed Book / Page	19048 / 355
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7120 RAMSGATE CT, CLARKSVILLE, MD 21029-1738
Transaction Type	Mortgage
Record Updated	May 28, 2021
Title Company	NOT AVAILABLE, GREESPRING TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0204600234
Date	Apr 19, 2021
Book Page	20460/234

Lender

Name	FULTON BANK NA
Type	Bank
Address	LANCASTER, PA 17602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Dec 4, 2019
Property Address	7120 RAMSGATE CT, CLARKSVILLE, MD 21029-1738
Document Number	0190480355
Book / Page	19048 / 355
Map Reference	PL 11540
Instrument Date	Dec 2, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	GREENSPRING TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	19048362
Date	Dec 4, 2019
Instrument	19048/362

Lender

Name	FULTON BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,389.00 (+5.47%)	$1,007,967 (+5.35%)	$1,110,300 (+16.04%) Land $362,000 Building $748,300
2025	$13,643.00 (+46.94%)	$956,800 (+10.15%) Land $272,000 Building $684,800	$956,800 (-) Land $272,000 Building $684,800
2023		$868,667	$956,800 Land $272,000 Building $684,800
2022	$9,285.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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