7113 Ramsgate Ct, Clarksville, MD 21029 Property Records

Howard County property record for 7113 Ramsgate Ct, Clarksville, MD 21029 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,416 sqft · built 1996
Lot Size	0.775 acres (33,750 sqft)
Owner	2 Individual Names on File
Last Sale	$875,000 (Nov 2020)
Tax Bill	$13,872 (2025)
Deeds & Mortgages	Apr 2017 Line of Credit Oct 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-418569`

Property Details

APN / Parcel Number

Primary APN	`05-418569`
Alternative APNs	`5418569` `418569`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,416 sqft Total Area
Basement Area	1,360 sqft
Finished Basement	1,360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	33,750 sqft (0.775 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Pool Area	1,080 sqft
Deck Area	344 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	418569
Street Address	7113 RAMSGATE CT
City	CLARKSVILLE
State	MD
Zip	21029-1738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 36 33,750 SQ 7113 RAMSGATE CT ASHLEIGH KNOLLS PHASE 2
Legal Subdivision	ASHLEIGH KNOLLS PH 02
Legal Phase	2
Legal Lot Number	36
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	1
Census Block	1010
Census Tract	605106

Owner

Source: Howard County records · APN 05-418569

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7113 RAMSGATE CT, CLARKSVILLE, MD 21029-1738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Oct 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK
Nov 24, 2020	Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE
Oct 17, 2019	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK
Oct 04, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 24, 2020 · Amount on Record
Deed Sale	Nov 24, 2020 · Amount on Record
Prior Sale	Jun 06, 2005 · Amount on Record
Deed Book / Page	19959 / 191
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7113 RAMSGATE CT, CLARKSVILLE, MD 21029-1738
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0175440294
Date	Apr 19, 2017
Book Page	17544/294
Instrument	17544-294

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7113 RAMSGATE CT, CLARKSVILLE, MD 21029-1738
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	TRUE TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0189800423
Date	Oct 29, 2019
Book Page	18980/423

Lender

Name	FIDELITY BANK
Type	Bank
Address	WEST DES MOINES, IA 50266

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Nov 24, 2020
Property Address	7113 RAMSGATE CT, CLARKSVILLE, MD 21029-1738
Document Number	0199590191
Book / Page	19959 / 191
Map Reference	PL 11540
Instrument Date	Nov 06, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$13,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7113 RAMSGATE CT, CLARKSVILLE, MD 21029-1738

Mortgage

Document Number	19959199
Date	Nov 24, 2020
Instrument	19959/199

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HOWARD MD
Property Address	7113 RAMSGATE CT, CLARKSVILLE, MD 21029-1738
Document Number	0191850109
Instrument Date	Oct 17, 2019
Transaction Type	Mortgage
Record Updated	Mar 04, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7113 RAMSGATE CT CLARKSVILLE MD 210291738, CLARKSVILLE, MD 21029-1738

Mortgage

Document Number	0191850109
Date	Feb 18, 2020
Book Page	019185/000109

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7113 RAMSGATE CT, CLARKSVILLE, MD 21029-1738
Document Number	0189800471
Instrument Date	Oct 04, 2019
Transaction Type	Mortgage
Record Updated	Nov 11, 2019
Title Company	TRUE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7113 RAMSGATE CT CLARKSVILLE MD 210291738, CLARKSVILLE, MD 21029-1738

Mortgage

Document Number	0189800471
Date	Oct 29, 2019
Book Page	018980/000471

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,025,200 (+5.29%)	$1,128,200 (+15.87%) Land $361,300 Building $766,900
2025	$13,872.00 (+58.32%)	$973,700 (+15.45%) Land $271,300 Building $702,400	$973,700 (-) Land $271,300 Building $702,400
2023		$843,367	$973,700 Land $271,300 Building $702,400
2022	$8,762.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240276051061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 69 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fiber	980 / 880

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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