7112 Ramsgate Ct, Clarksville, MD 21029 Property Records

Howard County property record for 7112 Ramsgate Ct, Clarksville, MD 21029

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,332 sqft · built 1996
Lot Size	0.775 acres (33,750 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Aug 2001)
Tax Bill	$12,414 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-418496`

Property Details

APN / Parcel Number

Primary APN	`05-418496`
Alternative APNs	`5418496` `418496`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,332 sqft Total Area
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	33,750 sqft (0.775 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	80 sqft
Deck Area	412 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	418496
Street Address	7112 RAMSGATE CT
City	CLARKSVILLE
State	MD
Zip	21029-1738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRDEO
Legal Description	LOT 30 33,750 SQ 7112 RAMSGATE CT ASHLEIGH KNOLLS PHASE 2
Legal Subdivision	ASHLEIGH KNOLLS PH 2
Legal Phase	2
Legal Lot Number	30
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	1
Census Block	1010
Census Tract	605106

Owner

Source: Howard County assessment roll, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7112 RAMSGATE CT, CLARKSVILLE, MD 21029-1738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 15, 2001 · Amount on Record
Deed Sale	Aug 15, 2001 · Amount on Record
Prior Sale	Aug 21, 1996 · Amount on Record
Deed Document Number	20016200
Deed Book / Page	5626 / 519
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7112 RAMSGATE CT, CLARKSVILLE, MD 21029-1738
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0198500456
Date	Oct 23, 2020
Book Page	19850/456

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7112 RAMSGATE CT, CLARKSVILLE, MD 21029-1738
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	TERRAIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0196730077
Date	Sep 2, 2020
Book Page	19673/77

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: Howard County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$927,767 (+5.54%)	$1,025,100 (+16.61%) Land $361,300 Building $663,800
2025	$12,414.00 (+47.54%) Homeowner's exemption	$879,100 (+11.11%) Land $271,300 Building $607,800	$879,100 (-) Land $271,300 Building $607,800
2023		$791,233	$879,100 Land $271,300 Building $607,800
2022	$8,414.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile USA.

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