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7120 Ladd Cir, Frederick, MD 21703 Property Records

Frederick County property record for 7120 Ladd Cir, Frederick, MD 21703 · Last verified September 2023

Property Summary

Property TypeTownhouse
Details4 ba · 1,328 sqft · built 2000
Lot Size0.037 acres (1,640 sqft)
OwnerIndividual Name on File
Last Sale$340,000 (Oct 2022)
Tax Bill$3,171 (2023)
Deeds & MortgagesOct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-578717

Property Details

APN / Parcel Number

Primary APN28-578717
Alternative APN
  • 578717

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,328 sqft Total Area
1st Floor Area688 sqft
Basement Area500 sqft
Finished Basement500 sqft

Exterior

Year BuiltBuilt 2000
Architectural StyleTownhouse
Exterior MaterialWood
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,640 sqft (0.037 acres)
Deck Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number578717
Street Address7120 LADD CIR
CityFREDERICK
StateMD
Zip21703-7107
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 181 PLAT 7 1640 SQ. FT. STONEBRIDGE
Legal SubdivisionSTONEBRIDGE
Legal Lot Number181
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1006
Census Tract751003

Owner

Source: Frederick County records · APN 28-578717

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address7120 LADD CIR, FREDERICK, MD 21703-7107
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 18, 2022 · Amount on Record
Deed SaleOct 18, 2022 · Amount on Record
Prior SaleNov 02, 2009 · Amount on Record
Deed Document Number0016183501
Deed Book / Page16183 / 501
Record UpdatedJun 07, 2026

October 2022: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateOct 18, 2022
Property Address7120 LADD CIR, FREDERICK, MD 21703-7107
Document Number0161830501
Book / Page16183 / 501
Map ReferenceMB 55 PG 104
Instrument DateAug 11, 2022
Transaction TypeTransfer
Record UpdatedOct 28, 2022
Title CompanyMILLENNIUM TITLE AND ABSTRACT COMPANY, MILLENNIUM TTL & ABSTRACT CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$850.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7120 LADD CIR, FREDERICK, MD 21703-7107

Mortgage

Document Number0016183509
DateOct 18, 2022
Instrument16183/509
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueSep 01, 2052

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$3,171.00$263,067$320,200 Land $90,000 Building $230,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217510031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2015)
Most Recent ClaimSep 2015, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 140 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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