7116 Ladd Cir, Frederick, MD 21703 Property Records

Frederick County property record for 7116 Ladd Cir, Frederick, MD 21703

Property Summary

Property Type	Townhouse
Details	4 ba · 1,320 sqft · built 2000
Lot Size	0.056 acres (2,460 sqft)
Owner	Individual Name on File
Last Sale	$266,500 (Dec 2017)
Tax Bill	$3,177 (2023)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-578733`

Property Details

APN / Parcel Number

Primary APN	`28-578733`
Alternative APN	`578733`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,320 sqft Total Area
1st Floor Area	680 sqft
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 2000
Architectural Style	Townhouse
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,460 sqft (0.056 acres)
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	578733
Street Address	7116 LADD CIR
City	FREDERICK
State	MD
Zip	21703-7107
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R8
Legal Description	LOT 183 PLAT 7 2460 SQ. FT. STONEBRIDGE
Legal Subdivision	STONEBRIDGE
Legal Lot Number	183
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1006
Census Tract	751003

Owner

Source: Frederick County records · APN 28-578733

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7116 LADD CIR, FREDERICK, MD 21703-7107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 18, 2017 · Amount on Record
Deed Sale	Dec 18, 2017 · Amount on Record
Prior Sale	Dec 10, 2003 · Amount on Record
Deed Document Number	0012188435
Deed Book / Page	12188 / 435
Record Updated	Jun 07, 2026

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 18, 2017
Property Address	7116 LADD CIR, FREDERICK, MD 21703-7107
Document Number	0121880435
Book / Page	12188 / 0435
Map Reference	MB55 PG104
Instrument Date	Nov 30, 2017
Instrument	12188-0435
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	GPN TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,198.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7116 LADD CIR, FREDERICK, MD 21703-7107

Mortgage

Document Number	121880443
Date	Dec 18, 2017
Instrument	12188-0443

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2047

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,177.00 Homeowner's exemption	$273,433	$320,100 Land $90,000 Building $230,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), as of November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217510031, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Sep 2015 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 140 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0100030, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.